Karmacat: I'm passionate about my DFW journey to riches

mizmir

You've had a great day - well done on everything - and some time in the garden too? Didn't you worry about drowning? Wherever you are I want to move - it is always wet wet wet in yorkshire!

The_Dragon

Oooh what are the spider repellents and do they work? I am a total arachnaphobe (and trust me I know where my phobia comes from but I am not sure if people on here want to know about it!), since we moved more into the country we get some stonking large ones (think Shelob from Lord of the Rings :rotfl:) and I would prefer it if they stayed in the big outside world!!

ZTD

Karmacat wrote: »

I won't be able to use it at first none of the solar gubbins - the PV cells or whatever - will be installed, its just that I won't have to replace the tank when I *do* come to do it up. Still valid tho. Thanks again!

If you've installed a second heat exchanger in your hot water tank, then you don't want the photovoltaic cells - you want the "take cold water up to your roof and give it a sun-tan" panels.

Though you can mix and match depending on where you live, and your relative demands for hot-water and electricity.

Karmacat

Mizmir: no drowning today in my garden - tho I was woken by a thunderstorm on Sunday morning, and I've only had to water my pot plants twice this whole year!

Dragon - oh yeah, I'm pinning my hopes on these spider repellents. Hypno and Pania told me about them, they swear by them. They're ultrasonic something or other, they work through the electric wiring of the house, it just makes an unpleasant environment for them. I had *eight* on Saturday, tho thats a little bit unusual even for me, but I get hatching nests inside as well, thats downright unpleasant too, as well as Shelob's daughters.

I think I've made a mistake with the mystery shop today, I don't think I'm going to get paid for it. I think I've gone and done the wrong institution or the wrong branch, something's gone wrong with it. These people are so *lousy* with the way they write, tho I know I'm very precise (= anal!!!).

I haven't checked with the p.o. for my stargate DVD (sob) or the emails - I've been putting some of them off for days, hi ho. But not too bad!

Karmacat

ZTD wrote: »

If you've installed a second heat exchanger in your hot water tank, then you don't want the photovoltaic cells - you want the "take cold water up to your roof and give it a sun-tan" panels.

Though you can mix and match depending on where you live, and your relative demands for hot-water and electricity.

Thanks, Z - I'm not fully up to speed on it all yet, but thats a good start!

Karmacat

£5.75 paid from quidco.

Karmacat

I shouldn't really be on here, but I couldn't resist... I've just checked where the focus group is, and its in the road where I had my edges-of-The-City job in export finance. I had other jobs round there for years too, its going to be a real trip down memory lane!

Bother! I shouldn't be complaining but I'm going to ... if the focus group had stayed at its original time, I could've used my usual ticket and it wouldn't have cost any extra. Now, I have to travel at peak, and its an *extra* £20.95! I know that leaves me with £30 profit, but thats a heck of an increase for exactly the same journey.

redsquirrel80

I was going to ask if the Quidco update was all we were getting this morning - he he!

That is quite a difference in train fares, at least you're still making a profit, but blimey! Talking of trains, I've just written an essay to our local train company as they're planning on bringing in ticket barriers in the station, meaning that you couldn't just walk through (as I sometimes do on my way to work, and many other people do) - I've very politely told them that they're being stupid!

Karmacat

redsquirrel80 wrote: »

I was going to ask if the Quidco update was all we were getting this morning - he he!

:rotfl: verbose? Moi? :rotfl:

That is quite a difference in train fares, at least you're still making a profit, but blimey! Talking of trains, I've just written an essay to our local train company as they're planning on bringing in ticket barriers in the station, meaning that you couldn't just walk through (as I sometimes do on my way to work, and many other people do) - I've very politely told them that they're being stupid!

Isn't it appalling! Ug, those gates - still don't have them at our local station yet, it isn't staffed all day, so it'll be one of the last. Of course, when there's no staff available, they leave those gates open, you know. Stupid, definitely.

I've also been telling Amazon to get their act together and send me my DVD - the Royal Mail can't track an ordinary parcel individually, its a useless thing to suggest.

Right, got to wash my hair before work - see you later!

Karmacat

Uh oh. I've remembered why I haven't paid off lump sums from the debt.....

This house... the cats never liked it. I've had a fair amount of work done recently - the porch, all the windows, the door to the house, replacement toilet. I'm having the earthing updated, and the hot water tank replaced, by the same builder.

However, talk about snagging:
- recent torrential rain has shown that the guttering that I thought he'd mended when he did the windows is overflowing - after less than six months.
- the porch, which is about 18 months old, consistently has damp patches on the floor by the walls, damp is seeping in... I don't know if thats normal or not. It doesn't look like it belongs in a room that you'd have *inside* a house, thats for sure.
- and now, horrors, I have a leak. Not from a tap or a faulty window or anything, but through the wall. There was a leak before, and looking at it from the outside you could see there was a missing lintel. When my builder re-did the windows, he put a new lintel in. I thought that fixed it, but it didn't, I've got a little pool of water on the windowsill.

In some ways this house is lovely, in some ways, its a nightmare. I've owned property of one form or another for 25 years now, and this house is 10 of those years. I've never done as much maintenance on anything as I have on this house, and it isn't showing any signs of letting up. What it does mean is that I can't possibly use that £974 from my first spread betting account to pay off the loan. I'm going to have to increase my money target, by at least £1000, to account for the work thats being done this week. I'm going to go for exact figures, and allow £500 for whatever needs doing for this leak.

Which means:
6126 capital outstanding in September 2008
985 dual coil hot water tank
170 modernised electrical earthing
500 leak contingency
7781

I'm going to round that up to £8000 and make out a new squares graph.

Oh yeah, and because the euro matched betting was so difficult to get started, I'm going to have to put some more funds in the French current account.

When we talk about this journey being up and down, we're not kidding....