Karmacat: I'm passionate about my DFW journey to riches

Karmacat

I wasn't going to post on my diary this weekend, but its all turned into a "clearing up" weekend, so will just do that.

Grocery challenge: July finished at £41.99, including £2.50 for tatties, bananas and a snickers bar lol. My new target per month is £50, £25 is ridiculously low for me, but I've already gone over the new target for August. Spent £3.94 in Waitrose yesterday (pesto!) and have just ordered a Tesco shop for £49.13. Delivery charge is £4, which is only 50p less than the bus fare there and back - and I'd need a taxi to return in, since I've got 3 months of soymilk and feta cheese, and about 2 months of toilet tissue and cornflakes in there, as well as lots of other staples and fresh veg. And 15 extra points for buying 1kg of value basmati rice, ha. So I'll keep watching it, but because of the bulk buying, it will only even out over time - but I won't have to pay even that delivery charge for a few months, anyway.

The_Dragon

Karmacat wrote: »

I wasn't going to post on my diary this weekend, but its all turned into a "clearing up" weekend, so will just do that.

Grocery challenge: July finished at £41.99, including £2.50 for tatties, bananas and a snickers bar lol. My new target per month is £50, £25 is ridiculously low for me, but I've already gone over the new target for August. Spent £3.94 in Waitrose yesterday (pesto!) and have just ordered a Tesco shop for £49.13. Delivery charge is £4, which is only 50p less than the bus fare there and back - and I'd need a taxi to return in, since I've got 3 months of soymilk and feta cheese, and about 2 months of toilet tissue and cornflakes in there, as well as lots of other staples and fresh veg. And 15 extra points for buying 1kg of value basmati rice, ha. So I'll keep watching it, but because of the bulk buying, it will only even out over time - but I won't have to pay even that delivery charge for a few months, anyway.

Hmm you may have paid out but if I were you I would deduct those amounts from the next couple of months as you don't need them! as you say it will even out and bulk buying on items can be good

Karmacat

Yep, thats my story and I'm sticking to it!

Today, I've also checked out my accounts and figured out what money I have where (had about £100 leftover in a bookie!!!) and have also printed out the two mystery shops paperworks (??? I'm sure thats not the right way to put it!) for tomorrow.

I've been reading through the singles thread too - when I'm up to date, I'll have to introduce myself on it!

taxi73

HI KC...that's a good shop there.Soya milk has gone up extortionately in Asda £1.02 for their own brand it was about 63p the other week.
It's a !!!!!! about not being able to overpay in the way you want...I really feel for you.I spoke to the Halifax about mine and they said that it wasn't worth overpaying on a monthly basis and said I'd be better off saving it up then paying them in a lump sum.The idiots don't make sense.

Karmacat

Hi Taxi - wow, Asda's soy milk is up to £1.02???? They were 60p, just like Tesco! The overpayment thing has really annoyed me. Like the "loyalty bonus" for keeping my ISA with the same provider, Northern Rock: its a whole £1.95!!! As soon as I've got a spare half hour, I'm switching.

Isn't this bad-overpayment thing just the limit? I'm definitely going to be getting shut of them - and if they lose profit on my loan because they're having to re-do such a lot of paperwork, well, tough, they should have a better system. With this and the earlier difficulties I've had with them, I'm completely disillusioned.

Hope you're well - haven't seen your thread over the weekend, must catch up tomorrow. I've been over on the matched betting board, making a complete prat of myself on the beginners questions thread. Shocking!

Karmacat

Busy, busy day today. Started at 8.30 with a client, unheard of, finished at 11.30, made time for a cuppa tea before I went out to do a mystery shop, *didn't* have time to do anything in town before I had to get back, to see another new client. Now I have to input that, do a phone call mystery shop, see an existing client and then input the phone shop. After that, I might well have a glass of wine, I think....

Karmacat

Took my time today after working the long hours yesterday, and am free for the rest of the day now. I've got the trading on - but its in the background, I use the dow in the afternoon, and it made its move in the morning. Might be about to take off again in the next half hour or so, we'll see.

Otherwise, I need something fairly mindless - don't want to focus too much on matched betting practice, for example, its a bit too involving. So I might try and find the odd survey, or chuck out some newspaper clippings (trying to get the bed in the spare room empty). Or have a play on quidco - maybe I should take out a payday uk loan?

Karmacat

I've had a flylady moment! In the kitchen:
- cleaned some shelves
- cleaned the top of the recycling bin
- cleaned inside the fridge, where I spilt a bottle of soy sauce, and its defrosting.
- pruned a poor little aloe vera plant so it looks a lot better.
- decluttered somewhat, am making coffee in a different way, don't need the perc any more.

hypno06

Karmacat wrote: »

I've had a flylady moment! In the kitchen:
- cleaned some shelves
- cleaned the top of the recycling bin
- cleaned inside the fridge, where I spilt a bottle of soy sauce, and its defrosting.
- pruned a poor little aloe vera plant so it looks a lot better.
- decluttered somewhat, am making coffee in a different way, don't need the perc any more.

Hurrah :T :T :T

Karmacat

List for today:
- print off mystery shopping stuff
- go do mystery shop!
- place matched bet.
- do a bit of tidying in the garden.
- carry on tidying in the kitchen - there are two other aloe vera plants to be pruned, for instance. Cleaning the floor would be nice too.
- ulp, shall I dare to join betdaq as my euro matched-bet-lay facility? I better. Better do it through quidco too.
- be nice to do something on the paperwork backlog.

- EDIT: and I need to phone my spread bettor - for the 2nd day, charts on the ftse are completely unreadable, they vary just before 8am by more than 200 points, its scary in itself and it makes the charts for the rest of the day sort of flatten out, so that they're unreadable. Grrrr.