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Booking myself in for an independent future
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Great result
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Another £50 paid off as my gym confirmed I will not be paying for AprilMortgage £75,300 (December 2016) Mortgage Free Date December 2051
Mortgage £9,650 (April 2024) Mortgage Free Date August 20241 -
Overpayment made to take me down to bang on £49,000 left to pay
once my monthly payment had gone in (delayed by bank holiday weekend) I will overpay some more to round it down further.
I have interviews for two roles on the go at the moment, one pays 5k more and the other 10k more (potentially, though I would have to negotiate). All I can really focus on is how much more I could overpay each monthMortgage £75,300 (December 2016) Mortgage Free Date December 2051
Mortgage £9,650 (April 2024) Mortgage Free Date August 20245 -
Ooh, fingers crossed 🤞 More OP's definitely good to focus on!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!1 -
Monthly payment came off and overpaid by another £250.
now down to £48,500Mortgage £75,300 (December 2016) Mortgage Free Date December 2051
Mortgage £9,650 (April 2024) Mortgage Free Date August 20242 -
Since February I have been volunteering two days a week at the local vaccination centre. I have loved this so much. This morning due to staff sickness I was trained on a new role that is more detailed than a volunteer role. Turns out this was a paid role, so I will get paid for the shift AND will be given the option of more paid shifts in the future!
it is only £12 an hour, the shifts are only four hours, and they will be taxed massively BUT it a little extra money to throw at the mortgage.Mortgage £75,300 (December 2016) Mortgage Free Date December 2051
Mortgage £9,650 (April 2024) Mortgage Free Date August 20243 -
What a nice surprise when you were willing to volunteer anyway.1
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Sounds good - and well done for volunteering 😀Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!1 -
Fab I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Just overpaid another £81.73 (to tidy it up) by my calculation just that overpayment covers the interest for the month.
on the job front sadly I didn’t get to the second round of the job that pays £70k+, I am mostly peeved as they didn’t even bother to send a generic thanks but no email. Have the second round for the role in another city that pays about £5k a year more than my current role but would be a big lifestyle change, potentially buying a second flat there etc. Fingers crossed it all goes wellMortgage £75,300 (December 2016) Mortgage Free Date December 2051
Mortgage £9,650 (April 2024) Mortgage Free Date August 20241
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