Booking myself in for an independent future

caeler

Overpaying is a bit addictive isn’t it! You’ve made great progress! @BookmobileBadGirl
I’m with Nationwide and I get a letter after each overpayment telling me my new term. I love receiving those! 

Squirrelz92

Wow you have made some real headway with paying off your mortgage! I would love to know how it feels to be student loan free, although I owe a heck of a lot more than you   

BookmobileBadGirl

Honestly, being student debt free is amazing and I have no regrets for putting my savings to paying off my student loan rather than paying off my mortgage.

As long as fees do not go up too much, I have said I will pay for my niece and nephew to go to university so they do not come out with substantial debt

South_coast

I was even worse - I paid mine off with a 0% credit card 😮 Definitely worth it though, so nice to have that money back in your pay packet every month and not have to think how much extra they'd be getting every time you got a pay rise or bonus 😀

BookmobileBadGirl

Due to not spending much of my monthly budget due to lockdown, so overpaid £71.72 this afternoon.

total remaining now £52,100.

BookmobileBadGirl

paid paid off another £69.87, down to £52,050.

I get paid on Thursday so unlikely to have saved any more before then

caeler

Every little bit helps! 

BookmobileBadGirl

It’s a new month, and a new year of the mortgage. Have made the planned monthly overpayment of £575 and put an extra £10 on top.

With this and my monthly payment I have now taken 10 years off my mortgage.

Viking_mfw

👏 ten years is impressive! Well done!

BookmobileBadGirl

I just made my overpayment for April, £587.92, I am now under £50k

I am so pleased, I really feel the end is in sight