NST March: Marching to a different beat

bizzie

Check in 7/31 NSD #6/18.
Working through contents of cupboards to minimise shopping required.

archwaysaver

Unplanned spend day today - only 49p on another Pret coffee with a friend I wasn’t expecting to run into, so fully worth it. Back on track tomorrow I hope!

Fmess

Morning all,

Spendy day yesterday, £1 at SW for a raffle ticket and I won. Got 5 hot chocolate sachets, a huge bag of mini marshmallows and a tall hot chocolate glass and spoon

Not much else happening apart from work and dog walking.

dolly84

Thick snow here again this morning, it started about 6am, DH went to work before it came but school is closed so two happy kids today.

My grocery shop came yesterday so we are fully stocked now. Not much else going on today, cycled yesterday and am really glad I did now, it is killing me each time because I can't get out regularly due to the weather.

laurenh1

Good morning lovely turtles-

Had a good sort though of my kids toys last night. Been quite brutal but will take the boot load to charity shop later. I hang onto things because they loved them once upon a time or because they were a gift or expensive and sometimes I need to move past this.

Hub is off to the pet shop later as he has a £5 voucher. annoying as we have just stocked up. but it will be used either way. My M&S voucher has had the £5 loaded on to it too so I now have £9 to spend there. will use that next week.

Budgets still the same £820 EF, £700 Paris, £60 Fuel, 110 spends I know I'm getting Euros off my Mam for my bday, wont be loads but might put it back in Emergency fund as keen to get it to 1k and I can't see me spending more than 700 quid for 3 days. seems a tad excessive!!

Snowing here again today- booo!! Over it now. I have things I need to be getting on with lol, Hurry up Spring.

I hope you all have a lovely day

thriftylass

laurenh1 wrote: »

Had a good sort though of my kids toys last night. Been quite brutal but will take the boot load to charity shop later. I hang onto things because they loved them once upon a time or because they were a gift or expensive and sometimes I need to move past this.

That'll be me this weekend too. DH is away and it is forecast to rain most of Sat so I'll sort through the kids clothes and toys.

Just finishing off an Asd@ order. As I won't have the car I won't get a chance to do the big shop otherwise. It's been revised three times and will be once again today to get the best value etc as it is a bit dearer than my usual shop.

EDIT: amended the order one final time, printed it out and made a lunch and dinner plan. Didn't order bread this time but flour and yeast. Will try a normal white loaf again and some flat bread to have with the curry on the list.

Got a wee night out with a friend tonight. She got a deal on itis0n and I will take my voucher that I won in a raffle. As it's a school night I will be going home early enough to catch a bus rather than a taxi.

Debtfreewannabme

Morning,

A spend day again as paid £87 towards CC. Feeling nervous but tomorrow we will be clearing the over £2k balance and reducing the credit limit. This will mean that we will be debt free by next month. I cant describe the feeling of freedom I feel already. We have agreed to deduct £500 from the EF balance as we just want to debt gone.

Debtfreewannabme

Lauren I hang onto my childrens things too. I do really need to have a sort out. I find it really hard though as I relive the memories I had of them playing with them and then convince myself I'll regret it if I donate it!

laurenh1

Thrifty &Debtfree Glad it isn't just me. All my eldest's stuff gets passed on but then once my younger son is finished with things, I just keep hold. I also never throw away art work, I will if its like a scribble on a piece of paper but if they come home from nursery with anything or if we make anything together I keep it and store it away, Hub thinks I should have a system where I chose only very special stuff.. but it is all very special to me. Yesterday I cried actual tears because my little one is now out of his cot and into a cot bed and my older one out of his cot bed and into a single. *sob* I told hub last night we could fit at least 3 more cots in our bedrooms :rotfl:

LavenderBee

Congrats Debtfreewannnabme - you must be feeling like you're walking on air! I did the same in what should have been my last month before clearing my debt, I think I pulled £300 out of my savings and did some mega scrimping just to get it gone. My logic was it's only 4 weeks, if the world broke down I did still have a little left in savings and the card was still 0% (nothing broke by the way, I survived 4 weeks and paid myself back on payday).

Spend day today for groceries. Spent £18.60 in Lidl for the weekly shop which is over £6 under my imaginary budget, but they'd run out of semi-skimmed for hubs, will have to pick up him a pint on Saturday. That will be second spend day of the week as I've got to pick up some boring things like compost and WD40 too from the separate house budget.

Diesel - 0/120
Groceries - 57.01/200
Monzo card for other (personal) spends - 6/110

My other spend of today, I'm not sure how to account for. I'd been saving/hoarding some gift cards (all for the same place) and realised that one of them had probably expired, and the others would this year. Thankfully they all still worked so I placed an order today, but I've no intention of keeping all of it and the cost was well above the value of the cards. Today is already a spend day so no loss there, but I think I'll account for any costs above the value of the gift vouchers when I've decided what I'm keeping; it'd be nice to break even but I won't beat myself up if I spend £10 of my own money.

This is one of the side-effects of Pregsomnia - I found myself going through all my clipped coupons, gift vouchers etc!

Grateful for:
- All gift cards being valid (if my husband had left them I would have told him off!)
- Sunshine
- There is easily enough leftover from my anticipated weekly grocery budget to justify some ice cream to go with homemade puds at the weekends
- Having eaten some more frogs from my handwritten lists (including starting knitting)