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Onwards and the debt goes downwards!
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Glad the nut got found. Great DS has had a payrise. Good you got out for a walk too. Well done on the cleaning - fancy doing mine?Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Not had chance to go back to the garage but it does need doing sooner rather than later. Weather has turned here, it feels like there aren't many more days to line dry my washing. Pegging out washing is my favourite job! A late finish again last night as ebay and amazon have had a surge in sales but the numbers are back to manageable levels today.
DD1 has created a FB page for the cottage and she got a booking yesterday for June '21 and the deposit is in as well. Need to block that off with the letting agents. We've booked to go for 2 weeks in November, hopefully it'll happen with the current situation.
Back at dog agility, just taking the youngest pooch at the moment and giving the other girl a bit of time to recover from pups. They're off to the groomers on Friday, so should smell delightful for half an hour!
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241 -
Well done to DD1.Hope you get to your happy place in November.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Phew, glad you found the wheel locking nut, its such a nuisance when they disappear!
Sounds like everything else is ticking along nicely for you, happy clean dogs day
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Glad you are doing okay. Hope any new restrictions don't have too big an impact.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
The car has news shoes and has been tracked, so I'm legal again. The dogs have had their hair done and do indeed look beautiful and smell delightful. My M&S statement has landed £410 squids to find before the 15th. Hopefully I can scrape it together.
DS2 and DD1 are wanting double beds and new drawers. I'm feeling a visit to Ikea is in the offing. If we do go hope to take the pickup and trailer so we can easily get everything home. Its gone very cold and windy so the stoves lit. Having steak pie, mash. peas and gravy for tea. That's a late birthday meal for DS2, his choice of grub. I'll have to follow him down to his garage tomorrow so he can drop his car in and then I'll bring him home and do the opposite next Saturday. I've got a sports massage booked tomorrow afternoon. I really hope he can do something with my foot as its been so sore and especially at night. If that doesn't work I'm going to have to pluck up courage and go to the docs and try and get an MRI scan.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241 -
Hope the massage helps lucille.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Had the massage, I wasn't aware I had so many sore bits! Feel a bit sore but hopefully will be worth it. Taking DS1s car in didn't quite work out as he ended up working so not sure how that's going to work out.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241 -
Hope the massage works it's magicAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Foot is a lot less painful but everywhere else that's been prodded is sore. Looking forward to having a soak in the bath with radox in it
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241
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