We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
We're aware that some users are currently experiencing errors on the Forum. Our tech team is working to resolve the issue. Thanks for your patience.
Onwards and the debt goes downwards!
Comments
-
Very glad to hear that the eye is being properly investigated - you only get the one set after all. Good plan to stay overnight too - last thing you want is to add to an already stressful day with a silly-early start!
Congrats to DS1 & GF - again, on the same basis PiP said!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her3 -
Is the appointment tomorrow? If I have the right Friday sending good appointment vibes3
-
Hope all goes well.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.2 -
I have to say the hospital were excellent. Everything is ok and it’s official….. I’m getting old! Brilliant!Cupboards restocked. Managed a sneaky Chinese last night on the way over. Took plates and ate it in the car as there’s no seating. Learnt from last time that those foil containers are ruddy hot and burn your knees!
Yesterday opened a 12 month saver with Nationwide and another one with Principality.Had a brief chat with solicitor and he’s going to chase NNs as not heard anything (not sure if that’s a good thing or not)
OH has been brilliant at doing all the driving.DS2s ship has moved a long way away to avoid the impending cyclone.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1244 -
So glad all is well. Sadly we are all getting old.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.2 -
That's brilliant news, congratulations on getting older 😊
Love the stealth Chinese 😁https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty3 -
Getting old? Gosh. Next I will be too.
Glad the hospital went as well as possible and hurrah to the Chinese2 -
A productive day for once! I did manage to loll in my pjs till 10, then shifted my behind. So far I have:
brushed the girls (badly)
walked the girls
hung some washing out
planted some bulbs
stone picked some soil
got the washing in
Before above
After.Going to have an hour settee time then prep tea.It’s been a lovely day, a bit nippy but even managed to open some windows and give the house an air.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1243 -
Getting older is always a surprise for us but better than the alternative. Definitely think there has been some mathematical error when I have to tick my age range for surveys or even worse scroll back through years and years to chose my year of birth on online paperwork.2
-
Amazing before and after pics, well done 👏
So agree with you @Blackcats on the indignity of having to scroll further and further down on online year of birth forms 😂https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty2
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.5K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.4K Work, Benefits & Business
- 604.2K Mortgages, Homes & Bills
- 178.5K Life & Family
- 261.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards