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Onwards and the debt goes downwards!
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Feeling a bit rough and could’ve done without the second cottage.Morrisons slot nabbed for Monday which was lucky and I’ve got a voucher for £25 off a £70 shop.Filled in my diary and calendar for next year. I’m old fashioned and still like a paper diary. If it doesn’t go in there it doesn’t happen!Still no sign of my replacement credit card but the postie did say they’d hang onto my post till Monday. Just hope it comes as there’s things I want to book.Need to do a money shuffle before the first. Will attempt it tomorrow when my head isn’t so stuffy. Also, need to pot my plants up we bought. I’ll need to get some ericaceous compost for the blueberries before I can pot them on. I’ve got some old cattle lick buckets to put them in. OH will drill some holes for drainage and I’ll go to the beach to get some pebbles for the bottom.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1243 -
Sorry you've been feeling poorly. Still sounds like you had a great Christmas though. Well done for the bracing swim - I find getting into the local indoor swimming pool quite bracing enough for me!3
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It was more of a bob down than a swim!
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1242 -
Well I’ve fought a good fight but the scratchy throat has morphed into a horrible cough and general yukkyness. Trying to work today but struggling, very tired but can’t sleep due to cough. I’m hoping last night was the ‘worse before it gets better’ night.Today should be housework and bed change but it’s really not going to happen. I’ll try and drag myself out to give the dogs a run but won’t be going far!
Signing off and feeling very sorry for myself
L
I did manage to repot the house plants yesterday. Touch wood I think they’ll all survive after being knocked about on the way backTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1243 -
Feel better soon.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Hope the yukkiness doesn't linger and you feel better, rotten when a cough keeps you awake3
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Oh, hugs. If I wasn't WFH I'd be calling in sick. There's lots of nasty bugs around
Pleased you got a Morrisons slot- I remember Pippi trying to make the most of mainland trips for shopping.3 -
Managed to get the dogs out for a very slow tortoise walk. Is it bedtime yet?
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1242 -
That bob in the sea looked very bracing! Hope you feel better soon.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.6K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.4/£127.5K target 24.6% 1/9/25
(If took bigger lump sum = 53.3K or 41.8%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 29/7/252 -
Feeling marginally better and my lungs aren’t trying to escape anymore. Better nights sleep but not helped by the leccy going off at 3 am and getting a priority call (I’m on their list) off the leccy company to see if I was ok. It did come back on about 5ish.Just remembered I need to move some money round to another account, I’ll do that today. I owe DD2 some money as she went to a Homebase that was closing down and got me some nice terracotta pots and troughs.Doubt we’ll be up to see in NY.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1244
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