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Onwards and the debt goes downwards!
Comments
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Lovely that you have time at Skye to look forward to. The photos are beautiful.paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 172 -
Have a lovely time.
Relax & enjoy xxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Dropped the hedgehog off at the rescue centre, she’s a she they confirmed it and it seems she hasn’t got any eyes ( in my defence she did curl up) a sore foot, probably from the ice and worms so she’s gone to the best place. They have an area she can live in as she won’t be able to be released.Dropped off the last of the cards and presents. Took the mutts for a walk. They’re drying off in the kitchen. Got the turkey ready for the oven and that’s me done.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241 -
Glad you were able to rescue her.
Hope you are having a lovely Christmas break.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Well that’s Christmas done and all the chaps have left. Slowly getting the house back, desperate to take the decorations down. Hoovered the pick up out ready to load and head north. Contemplating going tomorrow but will check the traffic cameras before leaving.Just looking at tickets to go and see the Shawshank Redemption at the theatre. Fancied seeing the Tina Turner musical but it’s on in London.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1243 -
Hope you had a lovely Christmas, I'd love to take decorations down too, but will wait until 1st
The pics of the lights are very pretty
DFD March 2025 (£35000 paid off)
FFEF £10000/20000 saved2 -
Christmas decs are down. Had to move the tree to get to a socket and it fell over and smashed a favourite vase, so it’s time was over!
Decided to leave the trailer and just take the pick up north, it’s loaded and ready to go but the weather forecast isn’t good.It also looks like DD1 and her bf are on the cusp of splitting up, so we’re on standby to move her out. Will know more tomorrow. At the moment she’s just about holding it together.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1242 -
Sorry about the vase and DD1. Hope you have a lovely time up north regardless.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Well DD1 and bf are having another go. We left yesterday 3.30pm and made it up here 12.30. OH did an incredible job driving in difficult conditions with a fully loaded trailer. It was squeaky bum time driving over Invergarry. Crawling down the hill, in 4 wheel drive in the slippy snow wasn’t my idea of fun! Thankfully Cluanie wasn’t a white out but slippy and lots of deer were down.I predict a quiet day, with a dog walk between the showers.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241 -
Glad you arrived safely.Enjoy 😊I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2
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