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Onwards and the debt goes downwards!
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DAL I did make an effort when they were younger and wanted it to be ‘ perfect’. I know there’s no such thing but I think I’ve gone the opposite and really can’t be bothered. In an effort to try and get festive we went to see some Christmas lights
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1242 -
It was quite chilly
Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241 -
S
ome mo
re Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241 -
Very pretty lights
Sympathies on DD being thoughtless
Glad your heating is now fixed. -7 hereAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Pretty.
I love Xmas, but I have found that no one else really cares about the traditional stuff I love, so a lot of it has fallen by the wayside over the years. Which makes Xmas feel somewhat flat to me now.Debt free Feb 2021 🎉1 -
Oh those lights are lovely! Absolutely with you on the grrr about that card though - how annoying!
I can't quite get my head around christmas being so soon - which is a bit of a worry!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2 -
Just about finished wrapping the pressies, a few stocking gifts left to do. On my own at work tomorrow so I’ll have to be on the ball. Getting my hair done on Wednesday and boy does it need it, but if a skunk look going on. Thursday is works Christmas meal and then I’m finished until the 9 th January. Off to Skye on 27/28 can’t wait for that.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1242 -
LOL at Skunk look... Will be good once sortedAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Happy haircut day - also had to laugh at your description of it!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2 -
I have a new house guest. DD1s BF found it running across the playing field at dinner time. Weighs in at 490g so too small to make it through the winter. I’m dropping her/him off at the hedgehog place later on. It means I can hand deliver some Christmas cards that I didn’t get chance to do and go with a friend on a dog walk. We got all the veggies prepared yesterday so that’s another job off the list. I’ve finished crocheting the squares for the blanket and will take them with me when we go to Skye to join up.OH is staying at DS1 as a group of them have gone to watch rugby. DD1 and I went for a curry, a quick drink in the local then started to watch His Dark Materials. We had planned to put a face mask on but neither of us could be bothered. Need to push the indoor lawnmower round aka hoover and that should be it for cleaning. Last few bits and bobs wrapped and that’s me finished.Hair looks fab and the skunk look has been banished for a while.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1243
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