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Onwards and the debt goes downwards!
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Had to cancel getting the hounds groomed this weekend as one of them is in season. Moved it forwards 2 weeks (should be in new home!! Keep everything crossed). I've booked her in to get spayed for the end of October. Hopefully she'll calm down now as shes been a real ratbag towards my other girl.
Hopefully going paddle boarding (for the first time) tonight. DD1 has pinched DD2s board so any sightings of a beached whale, could be me!
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1242 -
Everything is firmly crossed for you re the house L - so excited for you!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2 -
Enjoy paddle boarding. Let us know how you get on. I fancy giving that a try at some point. Still want to lose more weight first but love the idea of it.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
I didn't fall in!! Didn't manage to stand up either!. The board I was using was a childs, so not really big enough. I did find out that I can't kneel. My ankles and feet won't go in that position (something to work on) so ended up sitting astride and paddling. I stood in the shallows watching DD1 go up and down very gracefully and the fish came to nibble my toes, which was ok until 1 took a bigger nibble than I was expecting and sent me hurtling up the bank screeching like a banshee!!
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1242 -
I love the banshee image.
Interesting about the paddle boarding. It does sound fun.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
Paddle boarding sounds fun. Some people used to pay to have their feet nibbled by fish ! My girls love paddle boarding but not something I’ve tried yet.paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 172 -
well done on the paddle boarding - sounds like fun. You probably saved money on a fish pedicure. Remember those? Always seemed a bit unhygienic to me - at least your fishy nibblers were in the wild!1
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I remember those and was thinking about is as they were gnawing away. OH had to do a mercy run yesterday to sort out another generator for the speed shear competition tonight. Hope they've got enough 'juice' now for the shearing machines, lights and DJ. It does mean they've offered him free drinks all night. Sunday will be a write off!!!
Feeling quite stressed re next week. OH has had words about my snappiness, probably deserved.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1243 -
The competition went well. Sadly DS1 got disqualified for leaving too much wool on. OH was surprisingly sober, so today might not be a write off after all.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241 -
Sorry DS's competition didn't go to plan.
Hope you're okay. I have done the fish thing once - it felt very bizarreAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250
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