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Onwards and the debt goes downwards!
Comments
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Omg - go outside and jump on a beetle ! Make that your third ,,..Sealed pot challenge 822
Jan - £176.66 :j1 -
Well it has been a couple of weeks of ups and downs. I'm pleased to type that this week has been an up. Ebay reinstated on Sunday, still not got the normal sales but hopefully that will come.
The best news of all (saved till last) is that we've managed to exchange today. The seller wanted a longer completion time and the estate agent is helping him sort out new accommodation as he's moving into rented. The deal is done!!
There's light at the end of the tunnel!
Also in naughty, non money saving we've booked 3 nights away in Ibiza. We looked at staying in the UK but couldn't find anywhere and it was nearly the same price! The only problem is all my summer stuff is in storage so I'll have to have a furtle to try and find it.
Meeting friends for a meal tomorrow night so it could end up messy!
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1245 -
Oh, so so pleased 🤗3
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Great news xx2026 Decluttering 3982⭐️⭐️
2025 Decluttering 17207⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
2024 Decluttering 11728⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️3 -
Fabarooni news on both fronts.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.3 -
Phew - what a relief for you. Sounds like it has been really stressful.
Nice to have Ibiza and a new home to look forward to.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
2) £2.5K Net savings after CCs 14/4/26 (but owed £1.1K) so £3.6K
3) Mortgage neutral by 06/30 (AVC £38.5K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 44.4K of £127.5K target 34.8% 17/4/26 (If took bigger lump sum = 66.4K or 52%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.3K updated 17/4/262 -
That's fantastic news Lucielle. Very pleased for you.3
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so happy that everything is working out with the house for you, sounds like you have had a rough couple months.*Dad loan - £5300 - £7000
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £0
Tesco Credit Card - £3652.32 £3270.54
*Total Debt - £10370.54/£15293.48*
Savings
*Sinking Fund - £2064.85/£3000
*Emergency Fund - £2500/£2500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/3 -
Great news about exchange and the holiday 🙂.paydbx2026 #19 £1499/£6000 . Mortgage start £148k June 23 - now £133k.
2026 savings challenge £0/£2000 EF £140. Savings 2 £2.173 -
Todays fun filled day is to go to my friends who is looking after all our worldly belongings and see if I can find my box of shoes so I have some sandals to take with me.
Had a lovely evening last night, out for a meal with said friend above and her hubby. She is doing me a favour and having the dogs on Thursday we fly, until DD1 comes home later that day and she'll get them from hers. DD1 is away milking cows for 3 weeks.
DD2 is just getting over covid and has tested clear yesterday. DS2 and OH have gone to mend somebody's fence.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1243
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