We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Poor Single Lady Debt Diary - Trying again

Options
17810121319

Comments

  • System
    System Posts: 178,346 Community Admin
    10,000 Posts Photogenic Name Dropper
    Waving hello. You are doing great xx
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • System
    System Posts: 178,346 Community Admin
    10,000 Posts Photogenic Name Dropper
    PSL hope you have a lovely weekend .
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Thank you lovely ladies.
    I took cash out today and it's burning a hole in my pocket!

    Spends
    Toaster -Home £15

    Need some replacement flats but they are very cheap in primark.
    The problem with going into primark is that you want to buy everything.
    Bought a toaster today but then couldn't carry anything else.

    Have hardly bought any clothes in the last few Months. My mum bought me some jumpers including one from Boden which is lovely. But also kind of sad because that is the kind of thing I would buy if I didn't have debt.

    but I could really do with a lot of new things. For tomorrow going to try primark only and small food shop and possibly pick up some DVDs because I am not going out very much and getting a bit bored - but when I am going out it looks like it could be expensive.


    Wish it was closer to payday.
    2017- 5 credit cards plus loan
    Overdraft And 1 credit card paid off.

    2018 plans - reduce debt
  • Spends
    Foods £7
    Orange, lettuce, sultanas, grapes, bananas, cumcumber, chocolate eclairs.

    Toiletries
    Toothpaste £2

    Primark
    £21
    3x flat shoes
    2x top
    Blusher and socks


    Need to cook potatoes for lunchx3 and add salad and cheese/chicken the night before.
    Tomorrow should be NSD/pick up milk
    Tues out
    Wed home
    Thur home
    Fri home
    Sat - London pm and food shop am.

    Need to do some ironing and cleaning and prepare for the week.
    2017- 5 credit cards plus loan
    Overdraft And 1 credit card paid off.

    2018 plans - reduce debt
  • System
    System Posts: 178,346 Community Admin
    10,000 Posts Photogenic Name Dropper
    Hey PSL - do you do any secondhand shopping? I quite often pick up Boden and other nice clothes in the shops round here. I don't tend to buy anything new now, and just go to charity shops for the thrill of the chase!
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Aww Ramble we don't really see much Boden round these parts. My town is a bit like one you might see on a channel 5 show about families with no money. We have food banks that are heavily over subscribed and loads of our restaurants and pubs are empty because people just don't have the money.
    The town centre is full of discount shops, and the homeless population has rocketed.
    We have one of those shops where most people can get credit but the lending rate means that you pay for the thing you have bought 3 times over. This is one of our busiest shops.
    I buy a lot of books and DVDs but not clothes.

    yesterday went out after work - spent

    Foods lunch £3 and Lidl £6.50
    Drinks/pub £12
    Travel £25


    Tomorrow home
    Friday - pick up watch and pay for repair and meet friend for drink, come home after 1 or 2 or possible soft drink depending.
    Sat- pub, small food top up shop

    Very tired. Work is hectic- but the good kind.
    2017- 5 credit cards plus loan
    Overdraft And 1 credit card paid off.

    2018 plans - reduce debt
  • Could you do eBay for boden and netflix instead of dvds? Or, if you're heading into london anyway sat am root out some charity shops there which might have decent stuff?

    I actually hate clothes shopping (which is quite lucky I guess) so rarely buy anything, but as a result I now have no clothes!!!
  • I just kind of shop in primark for clothes as the moment. Kind of going without nice things and making do plus Sainsbury's is ok.

    Spent £12 today
    £4 Foods - cereal, carrot, banana
    £3.70 toiletries
    £4.30 wine


    Going out for lunch tommorow (cheap) and quick post work drink then home and out Saturday. This month is going on for so long.
    2017- 5 credit cards plus loan
    Overdraft And 1 credit card paid off.

    2018 plans - reduce debt
  • doingitanyway
    doingitanyway Posts: 9,896 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    I just kind of shop in primark for clothes as the moment. Kind of going without nice things and making do plus Sainsbury's is ok.

    Spent £12 today
    £4 Foods - cereal, carrot, banana
    £3.70 toiletries
    £4.30 wine


    Going out for lunch tommorow (cheap) and quick post work drink then home and out Saturday. This month is going on for so long.

    I was just thinking the same thing...
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 0/1000
    Buffer fund 0/100
    Debt March -1,119 (April) -889 (April) -498 (April) -378 (May) -875 July (190)
  • I'm still so amazed by how much food shopping is. Was reading an article on it yesterday and it is clear that the rising cost of food is outstripping wages. And it's not only that, everything else too. I got a £500 pay rise this year which translates to b*gger all after tax/NI yet all of our monthly bills (elec, water, council tax, telephone) are going up! Basically means I am less well off than I was last year. Not to sound all doom and gloom - I just mean that life is expensive and probably going to get worse, at least until Brexit really beds in!

    Hope you have a lovely weekend - very envious of your social plans. x
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.9K Work, Benefits & Business
  • 598.8K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.