Road test ... no tax. Help please.

rs65

PhilStation wrote: »

They will cancel the insurance because you are using your vehicle outside the terms of the policy.. The terms being that the vehicle must be taxed / MOT'd, in a safe condition etc etc.

Which policy has a term that the car must be taxed?

PhilStation

I fail to see the relevance of 165?

Warwick_Hunt

PhilStation wrote: »

I fail to see the relevance of 165?

You would, why bother with it when you can just make it up as you go along.

PhilStation

S165 concerns powers of requesting details, if you are a driver, on a road, they can request it, simple as that.

takman

PhilStation wrote: »

A condition of a motor insurance policy will be that the car is taxed or else there would be no cover, in which case, the car is uninsured.

Here is the Tesco Car Insurance full policy details:

http://www.tescobank.com/assets/sections/carins/pdf/tesco-car-insurance-all-policy-booklet-0813.pdf

Where does it say the car needs to be taxed ?

pappa_golf

I ride bike for there MOT each yr , there is no tax and no MOT on them it is allowed


if the OP had any sense he would sort out temp insurance cover for the day , and phone ahead to an MOT stn

the seller is not doing any favors as ved might be from £3 a month to £30 (or more) a month and if the car was good and a quick se;ller could get a 14-28 day extension on the insurance

TooManyPoints

During your eight years in the industry your employers will no doubt have encouraged you to familiarise yourself with this EU Directive (which still applies in the UK):

http://www.cobx.org/Content/Default.asp?PageID=58&DocID=27195

Article 13 on page 10 explains how any exclusion clauses such as you mention, if included, will be void. That's why insurers do not bother to include them.There is a similar provision under UK law but I can't immediately find it and I'm off to bed.

Mercdriver

rs65 wrote: »

Which policy has a term that the car must be taxed?

I can't see it on mine or my wife's policy.

That aside, if someone selling a car who is unwilling to tax it and check it's insured for the prospective purchaser, or failing that a suitable off publicly accessible roads area to test drive it, I would not be a prospective purchaser any longer...

marlot

Cinders2001 wrote: »

I want to buy a second hand car.
The car I have in mind has been SORNed.

As it isn’t road taxed ... how can I take it for a test drive?
Is there a provision for this in the law?

Thanks.

You don't say whether you're looking at some exotica, or a banger.

One way would be to pay a local garage to come and take it out on their trade plates and give you an assessment of the car. If you find one close to the seller, you might be able to do a deal where they collect it, put it on a ramp and give it a look over and return it to the seller - it would cost a few hours labour but might be worth it.

Cinders2001

The car in question has just and I mean just, gone through the MOT with no advisories.

There had been two advisories outstanding when he bought the car in October and he’s had all that done.

Totally new exhaust, new tyres, done on top of the advisories.

Reason for selling is that the car is that it’s too big for his wife (she is a short lady I met her).
It unnerved her so it has to go.