Road test ... no tax. Help please.

Mercdriver

Norman_Castle wrote: »

No, I,m asking who is responsible for using a sorned car, the owner/keeper or driver.
Presumably you understand insurance and ved are not the same thing. The question relates to ved, not insurance.

I suspect the keeper is responsible and not the driver so the op would not be penalised for using a sorned car but the owner could be.

But the driver would be responsible for driving uninsured which is a much more serious offence.

Paradigm

Mercdriver wrote: »

But the driver would be responsible for driving uninsured which is a much more serious offence.

Where does the insurance issue come from?


A vehicle can be declared SORN but still be insured, as my boys m/bike is over the winter.

Norman_Castle

Mercdriver wrote: »

But the driver would be responsible for driving uninsured.

Only if they were uninsured.

Mercdriver

Paradigm wrote: »

Where does the insurance issue come from?


A vehicle can be declared SORN but still be insured, as my boys m/bike is over the winter.

Sorry wasn't clear enough. My point would be that if the owner was unscrupulous enough to drive or allow to be driven a SORN'd car, it's unlikely he would have a policy that allows all and any drivers to drive it, and that not all comprehensive insurance allows any car driving, and even when they do there are often conditions to this.

If a car is showing as sornd and a seller is willing to offer a test drive, I would be suspicious about whether there is any insurance is in place (some other car allowances specify insurance must be in place). The punishment would be a harsh one on a driver.

forgotmyname

The guy onoly bought the car a few months ago, MOTd it but its SORNd?

Sounds like a trader to me. Possibly damaged or needed major repairs.

Unless your paying for someone to inspect it, including jacking it up and checking underneath and a proper good test drive then walk away.

Cinders2001

All sorted!
Thank you everyone for your thoughts and comments!

Raxiel

I agree it pays to be cautious, but being SORN doesn't necessarily mean it's dodgy.

I have a car I'm selling right now, it's taxed and insured, but the insurance renewal is in about a month. My Insurance Co. let me add my new car to the remainder of the policy for free, but the renewal for both cars is sky high. If the old one isn't sold by then I'll have to consider my options, but because of the continuous insurance rules, if I want to cancel the insurance, I'll have to SORN it too. Not like the 'good old days' where I could lock it in the garage until the tax ran out and just arrange temporary insurance for a test drive if one came up.

onomatopoeia99

PhilStation wrote: »

It won't be insured if it's not taxed

Wrong. Not having tax does not cancel insurance.

My camper van is SORN but has fully comprehensive insurance running.

foxy-stoat

I would buy one day insurance online for around £25 that would cover the driver on the insurance front.

If they were unlucky enough to get caught on camera for no VED then the buyer should be ok as the fine will go to the registered keeper. If the buyer purchases the car then they will buy VED anyway which will start from the first of the month which would cover them on that front. Different if you were pulled over, down to the police person to make a dicussion at the time, with the temporary covernote in hand though they wont be taking the car away and crushing it.

If the seller is willing to take the risk that on a test drive the car gets snapped by an ANPR camera and they dont buy the car then its down to them. If they are not willing to allow test drives then they will have to use webuyanycarforhalfthemarketrate.com

System

Cinders2001 wrote: »

And I think my fully comp car insurance could cover me driving another wouldn’t it?

Read the small print. My insurance covers me to drive other vehicles but states that vehicle must have a policy in force on it as well so I can't drive a car under my policy that isn't already insured in someone's name.