Road test ... no tax. Help please.

debtdebt

pappa_golf wrote: »

you could insure a 30 yr old austin and then buy a 2018 Lamborghini , weould that be ok?

No you couldn't as DOC cover doesn't cover other cars owned by yourself.

pappa_golf

debtdebt wrote: »

No you couldn't as DOC cover doesn't cover other cars owned by yourself.

correct ,,,,,,,,,,,,,,,,,

Warwick_Hunt

PhilStation wrote: »

You will likely find that your fully comp cover will cover you to drive other cars that are not owned by you and that are insured. It won't be insured if it's not taxed, so no cover under your policy.

It might be insured and the OP’s policy may still cover them if it’s not.

PhilStation

An untaxed car cannot be insured for use on the road.

Warwick_Hunt

PhilStation wrote: »

An untaxed car cannot be insured for use on the road.

Yes it can.

PhilStation

Warwick_Hunt wrote: »

Yes it can.

please do elaborate

Warwick_Hunt

PhilStation wrote: »

please do elaborate

Read back through the thread.

pappa_golf

PhilStation wrote: »

An untaxed car cannot be insured for use on the road.

how do you take it for its mot if tax has expired?

I have 4 motorcycles sat in garage , 2 are not taxed but two are , all are insured

PhilStation

If the car is not taxed it cannot be driven on the road, unless in exceptional circumstances which do not include a test drive.

A condition of a motor insurance policy will be that the car is taxed or else there would be no cover, in which case, the car is uninsured.

We are not talking about a trader here, we are talking about a private sale.

PhilStation

pappa_golf wrote: »

how do you take it for its mot if tax has expired?

I have 4 motorcycles sat in garage , 2 are not taxed but two are , all are insured

You are covered by exception to use on the road. My point is, that once you drive the car for a purpose other than an exception, it is not insured for the purpose for which it is being used.