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Prosperous soul in the making
Comments
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Thank you!
Congratulations on getting it down to under £24k, you have come along way in a short time. Carry on the way you are going and you will see the light at the end of the tunnelMortgage started 2020, aiming to clear 31/12/2029.2 -
Sorry to hear that your in so much pain, hope you get it resolved soon, and bah to the overflowed bath but I think the painting looks great.
Well done on getting under the £24k bracket, always nice to reach another little milestone.
H x2 -
My DD and fake tan in the bathroom/tomato pasta bake in the kitchen/spilled milk on the counter tops/etc. She just doesn't seem to see the mess 🤦🏼♀️Your leg must be healing a bit with you resting it. Hopefully that continues xMortgage at 12/07/2022 = £175,000
Mortgage today = £161,690.76
300 271 payments to go.House buyout fund £21,000/£40,000
3 -
Hi GAP - I sympathise on the fake tan. KIds!
My leg is still really painful very easily. Today I parked at Mr Ts and went to the opticians inside it - I stood a while choosing glasses and sat a while over a 2 hour period - and I'm experiencing a lot of pain under my foot, up the side of my foot and up into my leg. Other times its at the back of my leg, or the front, or my knees. The pain keeps moving. Not heard from the doctors yet. I need to pick a specialist to be referred to if I want to go private but that feels too big a decision which is worrying in itself. The opticians part cost £315! Pretty much my most expensive ever. That does include some thin, higher quality varifocals x 2 and a magnetic sunglasses snap on for one of them. My near sight had changed by 0.5 so he thinks that is what was affecting my ability to do crafts... Let's hope it's all worth it. I think I can claim at least £80 back. We will see. I will have to move some money from savings in the interim but that's what it's there for. Also need to arrange to take DD but will go somewhere cheaper for her.
I picked up some indian ready meals for lunch. DD is upset because she needs alone time and I'm here... Where's the roll eyes emoji when you need one? I need to work this afternoon. Plan to start around 1pm (from home). At the moment i'm struggling to make myself work (having met last week's more immediate deadlines). I am struggling to make phone calls or decisions so if it doesn't improve I could end up properly off again.
Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/255 -
savingholmes said:Hi EH - I wouldn't have lived to tell the tale either - but I didn't want my kids to grow up in fear... it's a hard balance.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her3 -
Sorry to hear it's a moving pain.
I think you are starting to realise you can't currently do loads, standing or sitting in one place won't help. I'm assuming you are trying to take your weight off your one leg when standing?
Have you a foot rest at work, just to elevate it a bit? It would be a reasonable adjustment to request one.
What footwear are you in? Soft and spongy insoles to give you a bit of comfort or are you in office shoes with not much sole?
Have you tried a tens machine yet? It blocks the pain signals getting to your brain (no driving while it's switched on), costs about £10 in the chemist. Your physio should have one you can try / borrow to see if it helps.
Are you managing to get enough sleep? It's a big ask when in pain as every time you turn over, the pain wakes you up. But you have to try and find a way to rest your mind and body; the body repairs itself when asleep.
How much of your week is working? Should you ask for more home working to take the strain off your leg?
Any further forward with the gym and swimming? I think the swimming would help you a lot!
How long until your glasses are ready? Or are they made as you wait? It's always the 'little' extras that bump the cost up (thanks for reminding me to book my eye test!)
Have you suitable lighting when you do your crafting? Even a table lamp type lamp will give you extra light; it's also difficult to do crafting in winter due to the lack of natural light.
How was your lunch? I've only had Indian once since I moved up here, not bad considering I used to live on the stuff!
Mortgage started 2020, aiming to clear 31/12/2029.3 -
Thanks EH -I give her the benefit of the doubt due to ASD but its frustrating.
I increased my hours slightly today - but not at target. I had a lot of pain today - and struggled with concentration. I did manage to get extra physio approved and have an appointment tomorrow. Hopefully I can then chase the GP for x-ray results and see if the letter from the physio arrived. I still need to investigate possible consultants to get referred to but unsure what criteria to use to weigh one against the other.
DH is going out tonight which is a shame for me but I don't want to go where he's going. I'm in hibernation mode still. A friend has reached out to perhaps meet for lunch so will try and sort something out. Our house is a tip - but our cleaner comes tomorrow - she's a lifesaver.
I may try some other painting techniques later and see how I get on. One's that don't use such a scary amount of paint and pouring medium. I did two really nice pictures last night on bigger canvases - they are still drying. I've been watching some of those '10 minute landscape' type pictures on utube so planning to give either a misty wood or an African tree a go or both and see how I get on. I've not done any 'traditional' art painting since I was about 14!
Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/253 -
I love your painting as well
Congrats on being under £24k too."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
MovingForwards said:I'm assuming you are trying to take your weight off your one leg when standing?- Not necessarily - although that's an exercise the physio has suggested I do on both legs to strengthen the muscle.
Have you a foot rest at work, just to elevate it a bit? It would be a reasonable adjustment to request one. - No but unless it my leg is level with my seat I don't feel the benefit. My boss has let me work from home all week this week - possibly barring one meeting with her.
What footwear are you in? Soft and spongy insoles to give you a bit of comfort or are you in office shoes with not much sole? - I'm currently wearing supportive trainers which make a big diference
Have you tried a tens machine yet? . - I do have one from 16 years ago LOL - I could see if it still works
How much of your week is working? Last week I averaged .3.5 hours a day. This week it should have been 4.5 but not managed it yet.
Any further forward with the gym and swimming? - No keep ducking this one
How long until your glasses are ready? Roughly 2 weeks
Waves at JWIL!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
I had a go at an African style painting. The good news is you could tell what it was supposed to be! I didn't like it. Will probably paint over it at some point - have to start somewhere though. I will try again. I took a photo so I can track my progress. I did another shades of red, gold and yellow acrylic pour (small square one) - it turned out nice.
Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252
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