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Prosperous soul in the making

18788909293396

Comments

  • Do you manage to contain the paint, when you are being artistic at home?  When I dabble in my dining room, I end up with paint on the windows and ceiling :o
      
  • Now, I never would have thought of using the dog as a canvas to experiment on - a Tracey Ermin streak! Glad you got the report finished and created some more head space.
      
  • What a beautiful, thought provoking post SH, there is a serenity to it :)
      
  • savingholmes
    savingholmes Posts: 29,049 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 21 February 2020 at 5:11PM
    Thanks MsMoneyspider

    Today, working continues to be a struggle. 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.8K Net savings after CCs 13/9/25
    3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
    (If took bigger lump sum = 54.5K or 42.7%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 13/9/25
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