📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Prosperous soul in the making

18283858788396

Comments

  • All you can do is give the good advice SH - he has to take responsibility from there - or not! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • See if you can interest him in FIRE SH, if he starts in his early twenties he could be retiring in his mid forties :), I am planting this seed in my DS mind lol and gave him , "The Warren Buffett Way, by Robert G. Hagstrom", wish I had read it when I was 20. 
      
  • Well done on managing work.
    Funny you saying your cleaner also walks the dog. My friend's cleaner also does her nails. 
    Hope you have a restful day :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Hope you have a relaxing day other than the work that needs doing :) 
  • Well done on managing work.
    Funny you saying your cleaner also walks the dog. My friend's cleaner also does her nails. 
    Hope you have a restful day :)
    DIA for a moment I thought you meant the dog's nails...!  :D

    Pleased to hear that you're managing your time in relation to rest as well SH - also good news on the BB switch and the energy thing too - a refund, even if small, is always good! (You've reminded me - MUST add meter readings to my to do list!) 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Must be nice to nearly have one financially independent child.  Does he know what he wants to do career wise on graduation?  Lovely to have family to lodge with, rents in London and SE are prohibitively expensive, takes a massive chunk of young peoples salaries when they're trying to get started.  Does she really need a month's deposit though?  Perhaps she'd accept a week or two instead?
    DFD March 2025 (£35000 paid off)
    FFEF £10000/20000 saved
  • oops, sorry.  I posted that on pg 84 which is where the bookmark took me.... you'd moved on from that conversation this page  :D
    I'm with you on pay day, feeling very skint!
    DFD March 2025 (£35000 paid off)
    FFEF £10000/20000 saved
  • I keep doing that to people as well OSHDTH!  :D 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.