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Prosperous soul in the making
Comments
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You've never had this much money left this close to payday. Very impressive and shows your budgeting is on point!
Have a wonderful break, it's long overdue, so very well deserved and earned.Mortgage started 2020, aiming to clear 31/12/2029.6 -
Thanks. I am particularly happy as I had £1736 in fixed overheads this month (including direct debits, car insurance, legal bills etc) plus fuel, food, helping kids out, counsellor, hair, entertainment etc. I'm improving again... It gives me more faith that I will be fine post divorce money wise
Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/258 -
Hope you have a great break - burgundy hair sounds great. Well done on the money left in the bank this month.
you are doing so well.
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Thanks Blackcats
Wish I could sleep. Awake since 4am. We should have left at 7. DS has just finished getting dressed. Roll eyes.Car packed though.... It was like playing Tetris.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/257 -
Have a lovely weekend"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4
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Have a great weekend.Mortgage at 12/07/2022 = £175,000
Mortgage today = £161,690.76
300 271 payments to go.House buyout fund £21,000/£40,000
4 -
Thanks Jwil and GAPTook about 6 hours just to get him to his new place with breaks. I had expected 4. Took another hour to travel 11 miles back to sis. I had a chat then a nap. Tate postponed to tomorrow. We went out for a meal tonight and she treated me which was lovelyAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/258 -
Some photos from the T@te M0d
I thought this goat was freaky and joyful in one.
Gotta love cartoons...
Genuinely like the one below
This was a sound exhibition using a bird orchestraAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/256 -
Sister treated me to a meal today too after TM visit. Could not have had a better view of the city
Then drove an hour or so to see another sister and her family and was treated to barbecue food.
So only thing this trip cost was fuel and food at the services on the way up.
Had a good catch up with sis and family. Staying overnight. Feeling blessed as have ensuite...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/257 -
Sounds like a lovely weekend and just what you needed.
Not 100% sure on the goat...
The views and rest of the exhibits are really nice, sound exhibition looks really interesting.If it's not adding up, compound it!8
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