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Prosperous soul in the making

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  • Grogged
    Grogged Posts: 866 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    There's always something to do in a garden isn't there and your plans sound great!
    Are you going to theme the craft boxes so they have something to work towards?
    You've reminded to book the tree surgeon again, ours needs another hair cut...
    If it's not adding up, compound it!
  • Have just caught up on your diary SH, sorry to hear about the big changes but you sound really on top of things. There’s much worse ways to cope than nesting, reading about all the work you’re doing at home is making me want to do a bit! Take care x
    Debt at LBM (Dec 2018): £23,167
    Debt free Feb 2021
  • savingholmes
    savingholmes Posts: 28,974 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks astrolytic kitten for visiting

    I feel I am taking a healthy approach. Very slowly losing weight. Not going mad with money or eating... It seems MSE ways are a lot more engrained than they use to be.  

    Waiting in bnq car park for DS. Being careful not to go in... Safer that way!!!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • We're entirely surrounded by trees out one side, but they're on the communal green area and we love them! A huge Lime - the most beautiful shape and fabulous huge bright green leaves. A cluster of Silver Birch which just look so fabulous swaying about in the slightest breeze, and a smaller Lime, plus a few more small bits. then the woods across the road...we're thoroughly spoilt! It's very different when they're closer and overshadowing property/dropping sap onto cars though! 

    Sounds like you're doing really well with all the house/garden stuff! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • jwil
    jwil Posts: 22,031 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounds like you've had a really productive day.  Our neighbour's front garden is so hugely overgrown.  There are massive trees in a very small plot.  It completely blocks our light and our front room is north facing too.  I can't imagine how dark his is!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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