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Prosperous soul in the making
Comments
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SH - sending you best wishes - I hope that the various self help interventions you've put in place help you to get through this tough time. Weight loss is good but steady and sustainable is best. Please take care of yourself x5
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Mindfulness is good, promotes focusing on us and not everything going on around us.
Hopefully the Church will provide the support needed, as they've been good before.
The meds are helping with the whole package, without sleep the body cannot deal with everything it has too, your weightloss is one benefit; congratulations that's a really good reduction.
Not much debt left, which is another pressure off too.Mortgage started 2020, aiming to clear 31/12/2029.4 -
Sending you best wishes and hugs. Hope Church provides some good support for you. Glad the meds and sleep are helping. So pleased for you with the debt, really not long left now 😊Current mortgage (1 Jun 2022): £289,501 - originally £351,999 got to love London sized mortgages!
OP Goal 2022 = 3.75% in OPs: £6,975 / £13,200
Emergency Fund Target: 3 months saved ✅
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Thanks Sandy, Blackcats, MF and Rugby
Yesterday I went for my 'awe' walk and was blessed by the variety, volume and spread of bird song. It was beautiful. There was also laburnum in flower - gorgeous yellows and some gorgeous purple flowers which I wondered whether they were Lilacs or Buddleia although I thought it was too early for the latter. We have a clematis that climbs up the wall of our house and it is covered in small pale pink flowers so that was gorgeous too. My peonies - a deep red are about to flower too... As are my acquilegia / granny's bonnet... Blue forget me nots in bloom and pink geraniums. Spring is bursting forth despite or because of the rain.
I'm going to have a shower and then head into work - and just have some human contact. I joined a group via z00m last night so that was good too to reconnect with old friends. Cleaner comes today so should come back to a happy dog who's been walked and a clean and tidy house.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/257 -
Oh I love the day the cleaner comes (not that my house stays clean for long afterwards lol), I would give up wine and chocolate before not being able to pay for the cleaner!
Nice to be able to get into work for some human contact, I am really missing that (which surprises me as I am a massive introvert lol). I can't wait to get back to an office, although am sure I'll be complaining about the commute pretty quickly 😳Current mortgage (1 Jun 2022): £289,501 - originally £351,999 got to love London sized mortgages!
OP Goal 2022 = 3.75% in OPs: £6,975 / £13,200
Emergency Fund Target: 3 months saved ✅
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Sending hugs SH.
I like the idea of allotting a time for worries. Better than just letting them take over at 3am (me).
The weight loss/reduced appetite is a great side effect for you in your current position.
Hopefully this makes you laugh: my side effect was I didn't need to use air freshener after using the bathroom for a whole month! (I get through a lot of air freshener).
Mortgage at 12/07/2022 = £175,000
Mortgage today = £161,690.76
300 271 payments to go.House buyout fund £21,000/£40,000
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I'm glad you are taking time for self care. Hope things improve for you soon. Well done on the weightloss."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3
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So much going on in your life at the moment Savings. I hope you are able to take a step backwards and smell the roses - you have a good plan in place to help you focus on your wellbeing and that it good. We so often overlook ourselves whilst caring for others.
I hope the mindfulness helps along with the easing of so many concerns.
This too will pass.
What I do not give, you must never take by force.
Mortgage outstanding - 30/12/22 - £25,900. 31/01/23 - £22,300. 28/02/23 - £20,500. 31/03/23 - £17,500. 30/04/23 - £15,800. 30/05/23 - £13,800. 31/06/23 - £11,300. 31/07/23 - £9,800. 31/08/23 - £8,300. 30/09/23 - £6,000. 31/10/23 - £3,000. 30/11/23 - £1,200. 06/12/23 - £00.00
God save us everyone, As we burn inside the fire of a thousand suns, For the sins of our hands, The sins of our tongues, The sins of our fathers, The sins of our young. Linkin Park4 -
Great about the weight lossIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720254 -
Thanks DIA, Tahlullah, Jwil, GAP and Rugby
I'm bobbing along. Just had a lovely walk with the dog around our local park. Will share some photos shortly. I saw squirrels, baby ducklings / geese, coots, mallards, as well as lots of things in bloom. I tried to spend time taking in the scenery and sat on benches at intervals while my dog tried to madly run in every direction.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/254
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