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Prosperous soul in the making
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I hope you have a good day at the NT Garden today - Wales is officially wet!What I do not give, you must never take by force.
Mortgage outstanding - 30/12/22 - £25,900. 31/01/23 - £22,300. 28/02/23 - £20,500. 31/03/23 - £17,500. 30/04/23 - £15,800. 30/05/23 - £13,800. 31/06/23 - £11,300. 31/07/23 - £9,800. 31/08/23 - £8,300. 30/09/23 - £6,000. 31/10/23 - £3,000. 30/11/23 - £1,200. 06/12/23 - £00.00
God save us everyone, As we burn inside the fire of a thousand suns, For the sins of our hands, The sins of our tongues, The sins of our fathers, The sins of our young. Linkin Park4 -
Well done on the workshops! Glad they went well. Hopefully you've had a lovely day today
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Hope you've had a good day re-charging mind, body and soul in a beautiful place.4
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Thanks HM, WelshKiitty, Blackcats, Jwil and Tahlullah
Wales was certainly woollyful and very wet so didn't end up going to NT property. We did eat out though a mooch around 3 or 4 shops before heading home. I had jab 2 on Thursday - and was in bed with fatigue today until about half an hour ago... Could be other stuff catching up with me too - either way it was good to take the opportunity to rest. I got DH to give me some brush pens for art - like painting with an upgraded version of a felt tip pen... I played with them last night and really like them.
DH still hasn't made the requested debt repayments... sigh... I also need to rework our figures and check how much we can afford to pay as we are still over-spending compared to what we were. We've also had annual bills like home insurance go out etc.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/256 -
It could be a mix of everything, combined with time off and your body decided it didn't want to play any more.
Getting away would have made a nice change for you, the NT will always be waiting for you to see it.
Nudge DH and remind him how close to being DF you are.Mortgage started 2020, aiming to clear 31/12/2029.6 -
Hope you feel better soon, the vaccine does cause fatigue and then all the general uncertainty doesn't help....DFD March 2025 (£35000 paid off)
FFEF £10000/20000 saved6 -
Hope you're feeling a little better. Soon be the weekend and maybe slip some you time in.Mortgage started 2020, aiming to clear 31/12/2029.5
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Thanks guys. DH finally paid £1k. Hopefully more to follow once I update my spreadsheetAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/258 -
That's good, it all helps.Mortgage started 2020, aiming to clear 31/12/2029.5
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Getting so close to Debt free now! Hope you're okay x6
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