We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Prosperous soul in the making
Comments
-
I love your lists and plans too. Inspires me to get my plans written downMortgage at 12/07/2022 = £175,000
Mortgage today = £161,690.76
300 271 payments to go.House buyout fund £21,000/£40,000
5 -
That's great future plans SH, a good balance with visual changes and personal well-being. Do keep the lists going as it helps to see there are good things coming.Mortgage started 2020, aiming to clear 31/12/2029.4
-
Everything looks great Savings. You are so on the right path to where you want to be. Roll on the big day of being debt free!What I do not give, you must never take by force.
Mortgage outstanding - 30/12/22 - £25,900. 31/01/23 - £22,300. 28/02/23 - £20,500. 31/03/23 - £17,500. 30/04/23 - £15,800. 30/05/23 - £13,800. 31/06/23 - £11,300. 31/07/23 - £9,800. 31/08/23 - £8,300. 30/09/23 - £6,000. 31/10/23 - £3,000. 30/11/23 - £1,200. 06/12/23 - £00.00
God save us everyone, As we burn inside the fire of a thousand suns, For the sins of our hands, The sins of our tongues, The sins of our fathers, The sins of our young. Linkin Park4 -
Thanks GAP, MF and Tahlullah
Having a bit of a rough time still. Hopefully things will settle. Need to get DD through her exams - and then that will ease some pressure.
Cleaner came today which is good news. House always seems so much better after she's been. She also took our dog for a walk.
I've asked DH to pay £1K to his CC but he hasn't yet... Roll eyes. Doesn't he know I want to update my signature on here???
Hope you are all enjoying some sunshine.
Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/256 -
And all your friends on here are also waiting for your OH to make the payment so we can see your updated signature 🤣6
-
Come on Mr SH 🙄😆Mortgage at 12/07/2022 = £175,000
Mortgage today = £161,690.76
300 271 payments to go.House buyout fund £21,000/£40,000
4 -
Hope things settle for you soon. Also waiting for Mr SH to make that payment
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
come on Mr SH you're letting the side downI think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine4 -
Love the list of future plans. I've got a similar one for our house and have some est cost plans and time it will take next to each as it helps us think about our decisions. Eg I decorated the office space as I had 2 days off and it only cost £60....but I want to do our bedroom which needs built in wardrobes and new carpets so is going to take time and ££ 😆Current mortgage (1 Jun 2022): £289,501 - originally £351,999 got to love London sized mortgages!
OP Goal 2022 = 3.75% in OPs: £6,975 / £13,200
Emergency Fund Target: 3 months saved ✅
4 -
Thanks Blackcats, Jwil, Mark, GAP and RugbyMadFamily
- Well DH finally made the £1K payment - and a £14 direct debit went out for the other card so now we owe £4225. Getting better.
- Current crisis is taking a toll on eating out and grocery budget though... but trying to be kind to myself (and the rest of the family - as if I'm stressed so are they!).
- DD has 6 more days of exams left. Still unclear whether she has to be in sixth form after that - her school says yes but other schools and colleges around are releasing students... She doesn't cope well with pressure or uncertainty so its taking quite a bit of managing.
- I was awake at 4.40am and started work!! as I was thinking about it anyway and wanted to get it out of my head. Only to lose everything at 7am and have to start again.
- My light sensitivity is flaring up combined with lack of sleep as I have a splitting headache... Trying to make it go away with chocolate... Oops....
Hope you are all okay.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/259
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.4K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.3K Work, Benefits & Business
- 599.6K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards