Prosperous soul in the making

savingholmes

SandyShores said:

Honeysucklelou2 said:

..... Sitting next to someone you gave birth to, when they are behind the wheel is not conducive to relaxing 😂. ...

Agree with this.  I only did it a few times but spent the whole time gripping onto the door handle, or shrieking!  It was better for both of us to spend the money on lessons.  And actually, DD knows more about driving than me as they seem to teach you so much more these days (or maybe I've just forgotten a lot).  I keep saying I'm going to do the advanced driving course, so maybe when things are back to normal.

100% agree

Thanks JWIL, HSL, DAL, Mark and Sandy Shores

The meeting I had was a gruelling. I ended up working 11 hours or so that day. Yesterday I worked a short day to compensate - but I was absolutely whacked. I've been paid - so soon DH will be sending £900 to the target CC. We definitely blew the budget yesterday - we're having a bit of a crisis and I moved some £ from our EF - but I had a couple of hours in a pub beer garden by myself and then invited DH to join me and we ate out without the kids.... Result. The sun shone initially although it did get steadily chillier. 

Cleaner came yesterday and transformed the b0mb site that is our bedroom into something more reasonable. I think she hung up my clothes and stuff... who'd have thought that would make such a difference LOL. She worked her magic mainly upstairs. Ended up paying her an hour extra. DS cooked tea - but I just put it in the fridge for today - so that was nice of him. DD is trying to revise for her final exams. She had her second to last tutoring session. So one more lot of £35 to pay and then I'm done.

Our DFD date is now firmly going to be June at the earliest as we've relaxed the spending reins this month and I think that's likely to continue due to other pressures so - just trying to be kind to ourselves and practice some self care. 

Hope you are all doing well. I will go and visit other diaries soon... 

in_need_of_direction

Being truly kind to yourself is always money well spent

MovingForwards

You have to look after yourself and if that means spending on meals out and other things, then do it. Your DF day will soon be here then that's one less worry, hopefully everything else will settle soon.

jwil

I agree, self-care is most important.

doingitanyway

I agree with MF and jwil.
Take care of you

savingholmes

Thanks INOD, Jwil, MF and DIA

Self care definitely helped. Had a better day today. It's nearly the weekend. Yesterday I was just feeling completely overwhelmed. Hoping to do some painting at some point over the next few days. Can't write at the moment as no spare brain capacity but art is different... It helps give me a reset. 

savingholmes

Today is a new day. Body clock has gone to pot. Been awake for a couple of hours now. Getting to sleep slightly earlier than before but not enough to compensate.

Gratitude:

Borrowing Fortune Smile's Blooming category!

• Cherry, apple and plum trees in flower
• Azaleas in flower
• Skimmia Rubella in flower
• Forest flame looking beautiful with its bright red new leaves - and similar for Fraserii Red Robin
• Daffodils, tulips and purple grape hyacinth (Muscari) in flower

Financial / Wealth

• Debt now at £5239 (paid off £9,773 since start of year)
• Debt due to fall further after DH pay day on Tuesday
• On track for June debt free date
• EF after late splurge in month @ £740
• Own at least 40% of home based on £250K value - more if closer to £270K (interest only mortgage of circa £144K at 1.05%)
• Pension provision for me is good, for DH still needs work but we have time

Employment

• DH and I still have jobs and currently mainly work from home
• I bought 10 days holiday this year - so will have more free time to write book etc. I am past the half way mark in writing my book
• Love flexi time
• DS is still earning as a freelancer more than he would on benefits
• DD didn't get apprenticeship she went for but hopefully she can find a more local one
• Cleaner back - celebrations - back flips the lot 

Education

• DD about to finish
• Only 1 tutor payment left
• DD not planning university (so likely to be board and lodging costs at home rather than uni costs - which at some point will be offset by her contribution from earnings)

Health

• Free healthcare via NHS
• Dental insurance in place
• Some opportunity to reclaim other health spends via both our jobs
• DH and I had vaccine 1 without serious side effects

Have a good day all - remember Baloo and accentuate the positive... and look for the bare necessities of life...

Honeysucklelou2

You’ve done so amazingly well at clearing debt so far this year. What a good idea to list the things to be thankful for- inspiring.

Have a good day.

in_need_of_direction

The jungle book soundtrack was my first personally owned record- still love it

jwil

So many positives, what a great list.  And the fact that you've paid nearly £10k off the debt and it's only April is phenomenal!