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Prosperous soul in the making

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  • MovingForwards
    MovingForwards Posts: 17,150 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Either you can as she is a minor, or she can as she's an adult, the info should be on your GP website, chemist website and NHS Trust website.

    See, told you she was good at extracting cash from you and has helped with your chocolate supply 🤭

    You ever done roast spuds with the skin on, sprinkle of salt and pepper, keep turning them in a tiny bit of oil when cooking. If you do them as small squares they work well with roasted peppers, tomato, courgette etc.

    If that's your pudding too, put me a plate in the garden and I will be down in 10 hours 🤫

    The spring flowers are nice, some tulips are in flower up here at the moment too.

    I'm sure the little ones will be grateful, kids appreciate surprises!

    Hope you get a good night's sleep tonight.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingholmes
    savingholmes Posts: 28,989 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi MF - I couldn't when she was under 16. Maybe they will let me now. I probably need to take proof of ID with me.
    One dish of chocolate pudding, with strawberries, raspberries, grapes and blueberries coming up! DD and DH have done a much better job of clearing the downstairs than expected. Something to be grateful for! It is mostly me that's at fault TBF. 

    I've just pulled together a 12 week 'one present a week' thing for MIL while she is hopefully self isolating with some extras in too. It includes books, make-up, crafts, skin care. Hopefully that will help her feel that she's had contact with us and had something new to brighten up the boredom - without huge postage fees! Luckily I bought a mother's day card a couple of weeks ago. My Mum was thrilled with the flowers, chocolates and card I sent her. My parents are more tech savvy - and there's 2 of them so I don't think they will feel the isolation as much - although I imagine at Easter they will really miss us as our family and my youngest sister's family normally go up.

    Right I'm off to check the lamb and then will ring DS and check he's still okay even if unwell.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • savingholmes
    savingholmes Posts: 28,989 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    All items 'shopped from home' including some old magazines that hoarder that I am I still had.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • savingholmes
    savingholmes Posts: 28,989 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    There was only 5 of us today.  We didn't touch. MIL was very appreciative of what we gave her. BIL drove her home again. She plans to still go out for food and see friends despite being at risk. Even though she is glued to the telly for the PM's daily announcements. She is really laid back about death as was BIL. I could see where my DH gets it from - but I come from the more paranoid persuasion and its really showing up the differences at the moment. Our dog loved the extra attention. 

    DD gave me the card and chocs I bought... what can I say? DH chased DS to ring me... DD and DH did spend a lot of time tidying up (or hiding stuff in DS's room). Even though I get to work from home tomorrow - not looking forward to it. May also see if I can get our appointments this week via skype or equivalent. Really don't want to go out and put ourselves at further risk. I think we will be a nation of agorophobics if we are not careful after this!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • savingholmes
    savingholmes Posts: 28,989 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Nice to reconnect with people on FB. Despite my sister's family having a scare last week they seem to be getting better rather than worse. Some other friends who were struggling with C19 seem to be doing better. I've rung about 2 medical appointments we have this week to see if we could do them via skype - just waiting to hear now. If they say yes - DH could go for DS tonight rather than tomorrow - worry about him isolated up there.

    Moneywise we are some of the lucky ones and are doing okay - especially as £co are due to send me around £85 this week. Our mortgage company just confirmed that the new rate will apply from 1/4/20 which is great news. Hope you and yours are doing well. 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • MovingForwards
    MovingForwards Posts: 17,150 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    I'm pleased Mother's Day went well for all of you.

    It's good things got hidden away in cupboards; you know they are there but at least you don't need to see them!

    Hopefully now family are starting to get a little better, they can spend a while recovering.

    Keep going with the finance, it will all come together.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • How lovely that you have your DS home. My DD is still at uni...not sure if I am able to go and get her with the new rules.
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
  • savingholmes
    savingholmes Posts: 28,989 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well people in other countries were told they could travel to their permanent residence. I think as long as you can get her take a flask of coffee or something so you don't stop anywhere you can. Universities are shutting down where they can.... Given she has medical conditions I would want her home. Are you all still self-isolating? Is there anyone else she could go to in-between?
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • We finish tomorrow as my other DC’s cough began on the 11th March,  I do want her to be home as she does have a long term medical condition although not one that falls into the cv very vulnerable bracket
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
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