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My journey to a debt free life
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Have a lovely birthday. I am coming up 66 in 2 weeks and now it doesn't bother me at all. In fact I am very excited as I will get state pension and bus pass....lol. So now able to pay debts/mortgage off quicker and get savings up at last, as well as having enough money for actually doing more. TBH, I feel better now than I did at 60, I am certainly in better shape as I exercise a lot more now than I did then. Also I think the older I get the more I want to try new things, to prove I can do it at my age.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,524....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £570/£3000
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Studies/surveys August £14.50
Decluttering items 929
Books read 15
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
All quiet here... hope you are okay? Is the birthday this week? And how are things going with work?
Sorry - lots of questions.I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/220 -
Hi sorry I'm ok but I've been very busy . The big birthday was on the 2nd and I had a lovely couple of days. My work colleagues and friends took me out for lunch on my birthday then I went to The Ivy for breakfast the next morning and a barbecue in the evening 😊Cherryfudge said:All quiet here... hope you are okay? Is the birthday this week? And how are things going with work?
Sorry - lots of questions.Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,1205 -
Happy belated birthday 🥳 🎂 Sounds like you had a fabulous time. Get you Mrs Posh going to The Ivy 😆I get knocked down but I get up again (Chumbawamba, Tubthumping)1
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Belated happy birthday and here's to the year ahead!
The Ivy, eh? Very nice! And how lovely that your friends and colleagues took you out.
Good to have you back, too. Where are the old emojis when I want to send cake?I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/221 -
The birthday celebrations sounded lovely. Happy belated birthday to you 🎂🥂January spends - £587.582
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Happy belated birthday. That all sounds so lovely xSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x1 -
Thanks SA 😊 I was a bit worried about going to The Ivy but it was very relaxed at breakfast 😀. The toilets are amazing 😂Sun_Addict said:Happy belated birthday 🥳 🎂 Sounds like you had a fabulous time. Get you Mrs Posh going to The Ivy 😆Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,1200 -
Thanks Cherry 😊 The Ivy was lovely and not as la di da as I thought it would be😀 my lunch out was a surprise I thought I was just meeting a couple of friends for coffee 😀 I miss the old emojisCherryfudge said:Belated happy birthday and here's to the year ahead!
The Ivy, eh? Very nice! And how lovely that your friends and colleagues took you out.
Good to have you back, too. Where are the old emojis when I want to send cake?Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,1201 -
Thank you I did have a lovely time 😊milann said:The birthday celebrations sounded lovely. Happy belated birthday to you 🎂🥂Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,1200
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