My journey to a debt free life

in Debt free diaries
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  • milannmilann Forumite
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    Hope you enjoy the babysitting….bet the kids will love having you babysit them. Lol my eldest gk insists on it being called child minding as she isn’t a baby 😂😂
    March spends - £640. April spends - £695. May spends £745
    Total weight loss 3 1/2 LB
  • OnebrokeladyOnebrokelady Forumite
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    milann said:
    Hope you enjoy the babysitting….bet the kids will love having you babysit them. Lol my eldest gk insists on it being called child minding as she isn’t a baby 😂😂
    That's funny 😀 I haven't looked after them for ages so it will be interesting and I've never looked after both of them overnight 🙀their mum and dad will be home at around midnight  so hopefully I can get the little one to sleep, he is very hard to settle and still sleeps with hi mum so I'm anticipating trouble 😂
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £4,864.23 Owed = £12,765.77
    Emergency Fund = £500 Xmas savings = £0
    House Fund = £0
  • edited 5 July at 12:38PM
    OnebrokeladyOnebrokelady Forumite
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    edited 5 July at 12:38PM
    Feeling a bit better today after a better nights sleep. Im sitting here nervously watching the sky because it was sunny so I pegged my washing out but it's now gone very cloudy,fingers crossed it doesn't rain 🤞🤞

    Im at home all day today until I go out to DD1s so I'm just pottering around. I have so far done some washing,tidied the kitchen and sorted the chickens. I also remembered to order DGs other birthday present and it says it will arrive on Friday, his birthday is on Sunday so I hope it turns up.

    I realised this morning that I have already forgotten to count my NSDs for the week just gone so I'm now trying to remember how many I had 🙄

    Ive worked out I had two the week before last, two last week and so far none this week, hopefully this will get better as time goes on and I get more organised. Today would have been a NSD but I need to buy a bus ticket to get to DDs 😟
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £4,864.23 Owed = £12,765.77
    Emergency Fund = £500 Xmas savings = £0
    House Fund = £0
  • milannmilann Forumite
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    😂😂😂that’s another reason I stopped doing NSDs I kept forgetting whether I’d counted them or not……I just add up my card spends as I go along - I can check online if I forget 👍 and I get cash out at the beginning of each month and save whatever is left afterwards - I’ve just put what I had since January  towards my hotel room in Bath and from next month I’ll put it towards extras at Christmas. I love reading the way everyone has their own way of managing money in the diaries. Think there have been a lot of changes in folks habits thanks to this site 👍
    March spends - £640. April spends - £695. May spends £745
    Total weight loss 3 1/2 LB
  • OnebrokeladyOnebrokelady Forumite
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    milann said:
    😂😂😂that’s another reason I stopped doing NSDs I kept forgetting whether I’d counted them or not……I just add up my card spends as I go along - I can check online if I forget 👍 and I get cash out at the beginning of each month and save whatever is left afterwards - I’ve just put what I had since January  towards my hotel room in Bath and from next month I’ll put it towards extras at Christmas. I love reading the way everyone has their own way of managing money in the diaries. Think there have been a lot of changes in folks habits thanks to this site 👍
    I love reading about the different ways people manage their budgets on here 😊
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £4,864.23 Owed = £12,765.77
    Emergency Fund = £500 Xmas savings = £0
    House Fund = £0
  • OnebrokeladyOnebrokelady Forumite
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    Currently at DDs babysitting, I managed to get them both off to bed but dgs2 woke up twice ,he did settle again after I sat on the edge of the bed and rubbed his back, his brother  is in bed with him and stayed asleep through two bouts of loud crying followed by me climbing over him to get to his brother, honestly I don't know how they are so different Dgs1 won't wake up for anything no matter how loud and DGs 2 wakes up every five minutes. I've been really lucky tonight so far but I'm off to bed soon and I bet he wakes up 😀

    I made a mistake today as I was supposed to be working but hadn't written the shift down. I was meant to be on an early which starts at 7.30 and they didn't phone me until 4pm so a bit late by then 😂😂the sister in charge said she phoned me in the morning but I have no missed calls on my phone so I don't know who she called. I've had to use AL to cover it so I don't owe any hours. I've done this twice now this year 😀

    I'm not sure how I'm going to sleep tonight because according to the baby monitor it's still 22 degrees in the house. My living room is always cold even in the summer but DD1s living room is really warm😊
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £4,864.23 Owed = £12,765.77
    Emergency Fund = £500 Xmas savings = £0
    House Fund = £0
  • CherryfudgeCherryfudge Forumite
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    Someone, somewhere, is puzzled by the missed calls about the missing shift! I've had similar, usually my fault when I'd lost track of a shift change but once they hadn't noticed I was on leave so it can go either way.

    I hope you get some sleep, too hot is harder to correct than too cold.
    Fashion on the Ration challenge: 20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
    Toiletries used up 27/188.
  • milannmilann Forumite
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    Hope you slept ok and had some lovey Granny hugs in the morning. I think that’s my favourite bit when they come to me in the morning and there’s just us 😍
    March spends - £640. April spends - £695. May spends £745
    Total weight loss 3 1/2 LB
  • HoneyIShrunktheDebtHoneyIShrunktheDebt Forumite
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    Just reading your diary - your are a real inspiration and despite everything, you seem to be able to keep battling on. You deal with everything life throws at you. 

     I am just reading your thoughts about claiming PIP.  I would seriously consider putting a claim in.  It is time consuming, but could help make life a bit easier for you, especially now that you have reduced your hours at work.  However, you need to be able to answer the questions in a way that highlights the difficulties you encounter.  This does not mean you have to lie. but there are ways of explaining the effects your condition have which will help you get the points you need.  I would not recommend filling the form in yourself, but instead see if your local CAB have a benefits advisor, or even if there is a Welfare Rights Team in your Local Authority.  There are people who specialise in offering assitance in completing these complicated forms.  You have nothing to lose - apart from a few hours of your time, and possibly a lot to gain.  Good luck.
  • Sunshine_girl2Sunshine_girl2 Forumite
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    Hi hope all ok with you and DD . 
    Debt free April 26th 2021

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