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My journey to a debt free life

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Comments

  • ladyholly said:
    I hear my neighbour chatting to her rabbits and I have whe conversations with the dogs who understand every word.  :) . I have 2 Christmas trees both must be about 5 years old and will make another appearance this year and probably next as well 
    I talk to B constantly, she just looks at me like I'm barmy 😂
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,894
  • Sun_Addict
    Sun_Addict Posts: 24,358 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I talk to my dog and cat all the time. It’s surprising how many words dogs understand. On the subject of cats and Christmas trees, my old tom cat used to shin up the middle of ours. It was a nightmare trying to get him out, him clinging on and the baubles going everywhere 😂
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • I talk to my dog and cat all the time. It’s surprising how many words dogs understand. On the subject of cats and Christmas trees, my old tom cat used to shin up the middle of ours. It was a nightmare trying to get him out, him clinging on and the baubles going everywhere 😂
    This is what used to happen to ours,we had two kittens who were 5 months old by the time Christmas came round so not tiny kittens,I would come into the hall and there would be two bums sticking out from the branches 😂 and the baubles would be everywhere. They used to go to town on it while we were in bed though and it would always be on the floor in the morning so I gave up 😂 I'm wondering how our newest cat react to the tree this year because he is still quite playful for an older cat, I have a Christmas village that lights up and there is a train going round the bottom,I can see him chasing that 😀
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,894
  • Hello everyone I'm just popping in for five minutes while I have a quick coffee.I had to pop out to my local Boots just now for some of my indigestion tablets and the queue was ridiculous, there was a group of four ladies doing their Christmas shopping who were querying the special offers so it took ages. I also wanted a couple of  nice ready meals for the next two days to try and tempt me to eat so went to M&S which is in the same area and the queue for there was about 20 people long, I did wait though because I also needed bread for my lunch, the queue actually went down quite quickly and I was lucky because the ladies from Boots joined it just behind me so at least I got in before they did 😀 they were also shopping online on their phones while waiting to get into the shop 🙀
    I've made some headway this week with Christmas shopping and have ordered DD1s present which arrived this morning. I asked her to give me ideas and she said she wanted a pair of gloves but they were £50 🙀🙀🙀🙀🙀🙀from All Saints,they would have been £75 but there was money off 🙀🙀🙀🙀🙀 I asked her if she was sure because that's all she would be getting and she said yes so I bought them for her, she knows I will still get her bits to go with it though 🙄 but I've only bought her the usual Pjs and socks, I still can't believe I've just paid £50 for a pair of gloves,they are leather but still 
    I am supposed to be getting the Christmas decorations out of the loft today but need to fortify myself first, I would wait but poor DD2 is feeling so down I thought it would cheer her up, she came home and cried on Monday because she was so stressed out from work and yesterday she had to sit outside in the rain to eat her lunch because there aren't enough places for staff to sit inside the building and still be able to socially distance themselves, she is working on the Covid wards and still doesn't feel very well so it's getting on top of her, she was outside eating her lunch with two colleagues and one fo her bosses came out with a tape measure and told them they weren't sitting far enough apart, the fact that they had to sit outside in seats covered in bird poop in the rain should have been enough to shut him up. I would have gone mad if it had been me sat out there. So I'm getting the decorations down today 😊
     
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,894
  • milann
    milann Posts: 11,500 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    That’s not good - fancy having to sit outside after looking after COVID patients 😡😡😡
    I wonder if she’d have benefitted from a few days extra off work too...maybe she’s still suffering herself. 

    January spends - £587.58
  • Nicnak said:
    It's amazing when we have these moments of realisation. That is ridiculously expensive for a tree!
    How are the chickens coping? Do you talk to them and apologise and try to explain? I do that to the rabbits if they have to go in for a bit. I say things like "It won't be long, I'll let you out in a bit". Anyone listening would think I had gone nuts! 
    x
    Definitely an expensive tree, I can't believe I thought it was ok to buy it at the time. The chickens are fed up and are quite clearly blaming me even though I've explained it's not my fault, I talk to them all the time😂 when I go up to the coop I say "morning ladies" and when I check them to lock them in at night  I always ask if they are tucked up warm 😂I explain why they can't go out if I'm going out anywhere and offer to bribe them with treats. I heard giggling from the other side of the fence on evening and it was my neighbour who admitted she was laughing at me talking to the chickens 😀
    That's hilarious OBL  🤣🤣.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 19 November 2020 at 7:25PM
    Hello everyone I'm just popping in for five minutes while I have a quick coffee.I had to pop out to my local Boots just now for some of my indigestion tablets and the queue was ridiculous, there was a group of four ladies doing their Christmas shopping who were querying the special offers so it took ages. I also wanted a couple of  nice ready meals for the next two days to try and tempt me to eat so went to M&S which is in the same area and the queue for there was about 20 people long, I did wait though because I also needed bread for my lunch, the queue actually went down quite quickly and I was lucky because the ladies from Boots joined it just behind me so at least I got in before they did 😀 they were also shopping online on their phones while waiting to get into the shop 🙀
    I've made some headway this week with Christmas shopping and have ordered DD1s present which arrived this morning. I asked her to give me ideas and she said she wanted a pair of gloves but they were £50 🙀🙀🙀🙀🙀🙀from All Saints,they would have been £75 but there was money off 🙀🙀🙀🙀🙀 I asked her if she was sure because that's all she would be getting and she said yes so I bought them for her, she knows I will still get her bits to go with it though 🙄 but I've only bought her the usual Pjs and socks, I still can't believe I've just paid £50 for a pair of gloves,they are leather but still 
    I am supposed to be getting the Christmas decorations out of the loft today but need to fortify myself first, I would wait but poor DD2 is feeling so down I thought it would cheer her up, she came home and cried on Monday because she was so stressed out from work and yesterday she had to sit outside in the rain to eat her lunch because there aren't enough places for staff to sit inside the building and still be able to socially distance themselves, she is working on the Covid wards and still doesn't feel very well so it's getting on top of her, she was outside eating her lunch with two colleagues and one fo her bosses came out with a tape measure and told them they weren't sitting far enough apart, the fact that they had to sit outside in seats covered in bird poop in the rain should have been enough to shut him up. I would have gone mad if it had been me sat out there. So I'm getting the decorations down today 😊
     
    I think a lot of people are putting up the Christmas decs early this year due to covid. I'm going to get mine out this weekend and I'd never normally do it in December.

    Aww poor DD having to eat her lunch in the rain. Has that manager got nothing better to do?😡 There were about ten of us in the staffroom today at breaktime and the window was shut until I opened it when I arrived 😳. I don't know what the head teacher would have said, but I didn't fancy being in the classroom all on my own 😕. I did at least open the window to let some fresh air circulate and the door to the corridor was open as well as the door to the playground. They are a bit lax at my school about social distancing where the staff are concerned 😱 but it's an old victorian school building and with small rooms and narrow corridors so we don't really stand a chance 🤔. I think that because it's impossible to socially distance at our school the staff have given up trying 🙄.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Hello everyone I'm just popping in for five minutes while I have a quick coffee.I had to pop out to my local Boots just now for some of my indigestion tablets and the queue was ridiculous, there was a group of four ladies doing their Christmas shopping who were querying the special offers so it took ages. I also wanted a couple of  nice ready meals for the next two days to try and tempt me to eat so went to M&S which is in the same area and the queue for there was about 20 people long, I did wait though because I also needed bread for my lunch, the queue actually went down quite quickly and I was lucky because the ladies from Boots joined it just behind me so at least I got in before they did 😀 they were also shopping online on their phones while waiting to get into the shop 🙀
    I've made some headway this week with Christmas shopping and have ordered DD1s present which arrived this morning. I asked her to give me ideas and she said she wanted a pair of gloves but they were £50 🙀🙀🙀🙀🙀🙀from All Saints,they would have been £75 but there was money off 🙀🙀🙀🙀🙀 I asked her if she was sure because that's all she would be getting and she said yes so I bought them for her, she knows I will still get her bits to go with it though 🙄 but I've only bought her the usual Pjs and socks, I still can't believe I've just paid £50 for a pair of gloves,they are leather but still 
    I am supposed to be getting the Christmas decorations out of the loft today but need to fortify myself first, I would wait but poor DD2 is feeling so down I thought it would cheer her up, she came home and cried on Monday because she was so stressed out from work and yesterday she had to sit outside in the rain to eat her lunch because there aren't enough places for staff to sit inside the building and still be able to socially distance themselves, she is working on the Covid wards and still doesn't feel very well so it's getting on top of her, she was outside eating her lunch with two colleagues and one fo her bosses came out with a tape measure and told them they weren't sitting far enough apart, the fact that they had to sit outside in seats covered in bird poop in the rain should have been enough to shut him up. I would have gone mad if it had been me sat out there. So I'm getting the decorations down today 😊
     
    I think a lot of people are putting up the Christmas decs early this year due to covid. I'm going to get mine out this weekend and I'd never normally do it in December.

    Aww poor DD having to eat her lunch in the rain. Has that manager got nothing better to do?😡 There were about ten of us in the staffroom today at breaktime and the window was shut until I opened it when I arrived 😳. I don't know what the head teacher would have said, but I didn't fancy being in the classroom all on my own 😕. I did at least open the window to let some fresh air circulate and the door to the corridor was open as well as the door to the playground. They are a bit lax at my school about social distancing where the staff are concerned 😱 but it's an old victorian school building and with small rooms and narrow corridors so we don't really stand a chance 🤔. I think that because it's impossible to socially distance at our school the staff have given up trying 🙄.
    That’s quite concerning HHOD...all schools I know have windows open all day everyday in a bid to maximise ventilation.  I work in an old Victorian school building too but now we have to wear masks everywhere except in our own classrooms and the playground. Well done you, on getting the window open.
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
  •  Fuming on behalf of your DD. How disgusting of them after what she's doing. X
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Hello everyone I'm just popping in for five minutes while I have a quick coffee.I had to pop out to my local Boots just now for some of my indigestion tablets and the queue was ridiculous, there was a group of four ladies doing their Christmas shopping who were querying the special offers so it took ages. I also wanted a couple of  nice ready meals for the next two days to try and tempt me to eat so went to M&S which is in the same area and the queue for there was about 20 people long, I did wait though because I also needed bread for my lunch, the queue actually went down quite quickly and I was lucky because the ladies from Boots joined it just behind me so at least I got in before they did 😀 they were also shopping online on their phones while waiting to get into the shop 🙀
    I've made some headway this week with Christmas shopping and have ordered DD1s present which arrived this morning. I asked her to give me ideas and she said she wanted a pair of gloves but they were £50 🙀🙀🙀🙀🙀🙀from All Saints,they would have been £75 but there was money off 🙀🙀🙀🙀🙀 I asked her if she was sure because that's all she would be getting and she said yes so I bought them for her, she knows I will still get her bits to go with it though 🙄 but I've only bought her the usual Pjs and socks, I still can't believe I've just paid £50 for a pair of gloves,they are leather but still 
    I am supposed to be getting the Christmas decorations out of the loft today but need to fortify myself first, I would wait but poor DD2 is feeling so down I thought it would cheer her up, she came home and cried on Monday because she was so stressed out from work and yesterday she had to sit outside in the rain to eat her lunch because there aren't enough places for staff to sit inside the building and still be able to socially distance themselves, she is working on the Covid wards and still doesn't feel very well so it's getting on top of her, she was outside eating her lunch with two colleagues and one fo her bosses came out with a tape measure and told them they weren't sitting far enough apart, the fact that they had to sit outside in seats covered in bird poop in the rain should have been enough to shut him up. I would have gone mad if it had been me sat out there. So I'm getting the decorations down today 😊
     
    I think a lot of people are putting up the Christmas decs early this year due to covid. I'm going to get mine out this weekend and I'd never normally do it in December.

    Aww poor DD having to eat her lunch in the rain. Has that manager got nothing better to do?😡 There were about ten of us in the staffroom today at breaktime and the window was shut until I opened it when I arrived 😳. I don't know what the head teacher would have said, but I didn't fancy being in the classroom all on my own 😕. I did at least open the window to let some fresh air circulate and the door to the corridor was open as well as the door to the playground. They are a bit lax at my school about social distancing where the staff are concerned 😱 but it's an old victorian school building and with small rooms and narrow corridors so we don't really stand a chance 🤔. I think that because it's impossible to socially distance at our school the staff have given up trying 🙄.
    That's the problem in our building,although it's a modern building it's got lots of small rooms that aren't big enough for distancing, they solved the problem in the summer by making the courtyard gardens into staff rest areas which was ok in the nice sunny weather but they can't expect people to go out there in the winter, they are meant to be making staff lounges but I'm not sure how long that will take or how many there will be, if you work on a covid ward they ask you to have a shower before you go home but the showers are outside in the car park so you have to go out anyway and when it's late at night who wants to be going out to the car park for a shower 😡
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,894
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