My journey to a debt free life
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I hope you feel better soon now that you have the antibiotics OBL. It's horrible having to work when you feel ill.
Well done on the decluttering front, you are really going for it .
And congratulations on your one year badge, it's always fun getting badges :T _party_ :beer::T.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Hope you feel better soonDMP 2015 £57,549, now £36,112 (37% paid)
EF £200 Mortgage OP's this year £115
There's a Great Big Beautiful Tomorrow, Shining at the End of Every Day!0 -
Hope the antibiotics are working for you OBL , it's not good feeling ill at work especially in your job non stop.
Your decluttering is putting the rest of us to shame , you are making me want to get going .
Have a good weekend0 -
https://www.theguardian.com/lifeandstyle/2019/jan/10/marie-kondo-you-know-what-would-spark-joy-buying-less-crap
thought this might interest you OBL. I have to say I totally agree with it. Although I am loving Marie Kondo, she does need to think about where the stuff is going when they get rid of it.DMP 2015 £57,549, now £36,112 (37% paid)
EF £200 Mortgage OP's this year £115
There's a Great Big Beautiful Tomorrow, Shining at the End of Every Day!0 -
Feel better soon m'duck! UTIs are horrid pesky things. Surprising how generally run down they can make you feel.
F x"For each of our actions there are only consequences" (James Lovelock)"For in the true nature of things......every green tree is far more glorious than if it were made of gold & silver" (Martin Luther King Jnr)0 -
Hope you feel better soon. I absolutely hate water infections and tooth ache. they are my worst things to have.
Hope you feel better soon. xSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x0 -
HairyHandofDartmoor wrote: »I hope you feel better soon now that you have the antibiotics OBL. It's horrible having to work when you feel ill.
Well done on the decluttering front, you are really going for it .
And congratulations on your one year badge, it's always fun getting badges :T _party_ :beer::T.
Thanks Hairy, I didn't feel too good yesterday but don't feel so bad this morning so hopefully the antibiotics have done their job
The decluttering is going really well and I'm not stopping until it's all doneOriginal Debt Owed Jan 18 = £17,630 Paid To Date = £6,080.1 Owed = £11,549.91 -
Cumbria_lass wrote: »Hope the antibiotics are working for you OBL , it's not good feeling ill at work especially in your job non stop.
Your decluttering is putting the rest of us to shame , you are making me want to get going .
Have a good weekend
Thanks Cumbria, I was glad to get home yesterday,I made sure I drank loads to try and flush it out of my system yesterday so hopefully that's helped,we are notorious for in our job for not drinking during a shift because you either don't get time or you forget,onemof my colleagues was at work for 8 ish hours yesterday before she got the chance to go to the loo:eek:Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,080.1 Owed = £11,549.91 -
Lifeisforliving19 wrote: »https://www.theguardian.com/lifeandstyle/2019/jan/10/marie-kondo-you-know-what-would-spark-joy-buying-less-crap
thought this might interest you OBL. I have to say I totally agree with it. Although I am loving Marie Kondo, she does need to think about where the stuff is going when they get rid of it.
This is why I follow the Minimalists,they also urge you to clear out unwanted things that are cluttering up your life but their main message is Don't Buy It In The First Place, they also advocate people buying good quality items that will last instead of cheap things ,they buy clothes on EBay that are good quality used clothes and their message is you don't need all this stuff to make your life happy,you just need the basics to live from day to day
Food
Shelter
Warm clothes
Everything else is possibly unnecessary to live a comfortable life
They concentrate on living a meaningful and productive life where you hopefully don't have to work all the hours god sends to service the debts just to pay for loads of things but instead have time to enjoy your hobbies and experiences that mean the most to you
At the end of their podcast they always say
Love People Not Things Because The Opposite Never WorksOriginal Debt Owed Jan 18 = £17,630 Paid To Date = £6,080.1 Owed = £11,549.91 -
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