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My journey to a debt free life
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Thanks Cherry I will have a look at that:)
Emergency Fund = £600 Xmas savings = £700
House Fund = £0 😟
I am decluttering to 6 of everything mainly because me and DD have a habit of using every piece of cutlery I own instead of washing up more often,I think this will make us more mindful of what we use,so instead of just throwing the teaspoon in the sink and then getting another one out next time we will use the same one and just rinse it under the tap each time we make a hot drink
I came to the number 6 because that is usually the maximum amount of people that would be in my house at any one time,mostly it's just 2 of us or 5 if my DD,SIL and DGS come to visit
I don't have a partner so I don't have to worry about anyone else's junk just my own:rotfl:
Emergency Fund = £600 Xmas savings = £700
House Fund = £0 😟
Emergency Fund = £600 Xmas savings = £700
House Fund = £0 😟
I actually write quite a lot, we are constantly writing at work so that keeps my hand in and I will be writing in my journal as soon as I figure out what I want to write
Emergency Fund = £600 Xmas savings = £700
House Fund = £0 😟
I then had a wander round the shops and popped into Debenhams to see if there was anything I could spend the rest of my voucher on,I saw a few things and tried in two tops but they didn't grab me,I've decided wait until I've sorted out my clothes for the charity shop and then I can see what is missing or needs replacing
I then came home chilled out for a bit and did some reading,then me and DD tackled the bedding in the airing cupboard and the towels, so I have three bags of sheets, duvet covers,throws and towels that I no longer use to go to the charity shop and my airing cupboard is super organised,I can actually see what I've got and can take things out with out it all falling out on top of me, I also sorted out my underwear drawer because it was a mess,so I've got rid of all my worn out socks and some undies I have never worn because they are uncomfortable or scruffy,they re going to the clothes bank bin for recycling
I'm now having a sit down prior to taking the dog out ,I'm not sure what I'm doing tonight,possibly just reading
Emergency Fund = £600 Xmas savings = £700
House Fund = £0 😟
Perfect. She's with my ex all weekend next weekend so I will go right through them x
October 2020 Debt = £28,270
2021 Start:
Car £17450 = £12,056
Loan £11000 = £10,100
TOTAL £22,156
Mortgage £191,311 = £189,598
EF = £600 Xmas = £0
Lots of clearing out going on here too. What is it about husbands & cable collections? Have offered mine a storage box for his......knowing he'll only fit in about half of his stash & hoping this means he will chuck the rest out!
Sir Francis Bacon 1561 - 1626 (Philosopher & statesman)
I am guilty of having lots of spare cables in drawers around my house,I'm frightened to throw them away in case the appliance they belong to then turns up,I am going to get them all out though and get rid because all my appliances have their cables attached to them already :rotfl:
Emergency Fund = £600 Xmas savings = £700
House Fund = £0 😟
Me and DD took the dog for a good longish walk around the fields behind our house,then when I got back I went straight out again to take the three bags of stuff from the airing cupboard to the charity shop,none of my local ones are open on a Sunday but the ones in town are so I got the bus into town and took them there,it feels good to get them straight out of the house
I needed to buy some dog food so did that wile I was in town, The it was home for some lunch and then I had to do the chickens
I also cooked a casserole for the next three days,it would have been four but DD is having some tomorrow when she gets home from uni
I also managed to dust the living room and hoover the house and DD did all the ironing :j:j:j
We sat down and watched several episodes of the Marie Kondo programme Tidying Up which was quite interesting
I'm now going to read in bed for a bit and hope I start to feel sleepy soon
I have work in the morning so need to be up at 5.30 am
I'm going to be decluttering more stuff this week s also occurred to me that minimising my belongings will also help me save money because I won't be buying any unnecessary items ,it will be interesting to see how it affects my budget,I was going to have another wander round the shops today but I just don't want to buy anything which is good,I know I have some of my voucher left from work but I'm going to hang onto it for a bit until I see something I really like
Emergency Fund = £600 Xmas savings = £700
House Fund = £0 😟
Sir Francis Bacon 1561 - 1626 (Philosopher & statesman)