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My journey to a debt free life
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Onebrokelady wrote: »Had a lovely day at the beach today,the dog was in heaven and the weather although fresh was really nice,it wasn't too windy so that kept the temperature from falling too far,Im shattered now though, all that sea air has made me very sleepy
I was washing the dishes earlier and I decided to count my cutlery,I have 22 dessert spoon,21 knives,22 forks and 22 teaspoons,who the hell needs that much cutlery:eek::rotfl:
Guess what I'm getting rid of next:rotfl:
Glad you had a good day at the beach. I'm jealous of your cutlery collection, we keep running out because DS3 stockpiles them in his room :eek:.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Interesting about the eggs. I would never buy from caged hens. Only ever buy free range chicken as well.DMP 2015 £57,549, now £36,112 (37% paid)
EF £200 Mortgage OP's this year £115
There's a Great Big Beautiful Tomorrow, Shining at the End of Every Day!0 -
Yesterday sounded great OBL , I love the seaside to blow the cobwebs away.
Have a good weekend .This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
HairyHandofDartmoor wrote: »Glad you had a good day at the beach
. I'm jealous of your cutlery collection, we keep running out because DS3 stockpiles them in his room :eek:.
By the time I'm finished my house will be streamlined to within an inch of its life :jOriginal Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,1200 -
Cumbria_lass wrote: »Yesterday sounded great OBL , I love the seaside to blow the cobwebs away.
Have a good weekend .Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,1200 -
Well I thought I would sleep really well last night after all that sea air,I went to bed at 10pm because I couldn't keep my eyes open and fell asleep straight away,but then woke up at 11.30 pm,2.30am and 4am,then my alarm went off at 5.30 ,I was not happy
Despite my bad nights sleep I wasn't that tired today so work was ok in the end
I now have two days off but I'm going to be busy,tomorrow morning I'm going out with colleagues for breakfast,it's a leaving do for someone and they decided breakfast was a good idea instead of an evening meal,so I won't get my Saturday morning lie in which is a bit sad but never mind I'm having pancakes so there is a silver lining :j:rotfl:
Im then coming home and me and DD are sorting through the airing cupboard to get rid of all the bedding I no longer use,some of it can go to the charity shop but some bits are not good enough so will go to the clothes bank bin for recycling,there are some throws in there that I don't use so they can go as well
I might also sort the cutlery tomorrow and take that to the charity shop too,I will see how we get on
I also need to hoover at some point over the weekend and I still haven't done the ironing so that is also on the list
Hobby wise I am thinking I might paint the table and chairs I got for the dolls house for Christmas,I haven't done anything to it for a while and there are some little jobs I could do,I need to make some more window blinds and another woolly blanket for one of the beds so any of that could be done over the weekend
Apart from that I am plannning on chilling out for a bitOriginal Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,1200 -
Onebrokelady wrote: »Hi Cherry,my DD uses bullet journals and I thought it was too much of a fuss ,who is the originator? I will have a look
It's Ryder Carroll, and the book is called The Bullet Journal Method. I got a bit side-tracked reading an article that it links to about how writing by hand activates more bits of brain than typing, and at this rate it may take weeks to finish, but so far I'm finding it interesting. It's £2.99 on Kindle or £8.99 elsewhere. There's a decent-sized sample available for free through Am@zon to give you an idea.
Love the chicken stories!I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/220 -
I found the minimalists two years ago on fbook. I loved them and they helped me with my decision to declutter. However I found them a little too determined and I have moved away and now use a couple of fbook groups and other people who live a minimalist lifestyle with kids which is more me. Also I have a hoarder for a husband which is incredibly annoying. Although just before Xmas he went through the three bin bags of cables and pared it down to one normal size carrier bag :eek: amazing breakthrough :rotfl:
Good luck with your endeavours, it's an ongoing process. I tried to minimise to six plates, bowls etc. We needed way more glades, knives and side plates than that I discovered :rotfl: but overall there is much less in the house than their was two years ago and I am much more aware of what new things I am bringing in these days too.Debt free Feb 2021 🎉0 -
I love how your minimising. I wish I could do that with daughter's toys, but she doesn't have any of it and gets everything back out of the bag because she desperately needs it. xSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x0 -
Interesting about writing by hand, activating different parts of the brain. I have often thought that as we type more on the computer and text etc, our ability to write is decreasing. I wrote a letter to my mum the other day ( she is in a care home) and was amazed at how messy my writing seems to have become and how hard I actually found it...missing letters etc. Think I should maybe start writing a journal or somethingDMP 2015 £57,549, now £36,112 (37% paid)
EF £200 Mortgage OP's this year £115
There's a Great Big Beautiful Tomorrow, Shining at the End of Every Day!0
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