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Back, still in debt, probably depressed (Take 2)
Comments
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HI, I have been reading your diary for a while and like others who have commented it seems that your OH is causing you a lot of problems and only adding stress to your life, rather than support. It is easy for outsiders to say these things though, only you know if this is really the case. If it is then you really need to think if there is any way things are going to improve for you as a couple, or if you would be better off on your own. Apart from everything else he seems to be a constant drain on your finances, when you are working hard to get yourself into a better position. I hope you can work out what you really want and what would be better for you and your little one. At least you have the support of your parents if you do decide to separate.0
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Nothing wrong to have a talk with your mum and dad. I'm sure your dad wont say I told you so. Not so easy to give up on your OH whatever they do or don't do.
You cant go on giving/ spending money willy nilly though. If he cant understand that then it is a difficult situation as you will never ever get financially sorted.Year 2019 (1,700/£17000mortgage repayment)Overall mortgage (71,400/165568) (44
.1%) (42/100) payments made. Total paid 2019 year £1,700
Total paid 2017 year £15,300Total paid 2018 year £13,6000 -
I hope it all goes well and has a positive outcome. You can't keep going on as you are, it's totally unfair to you and you LO. Xxxx0
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Your parents will be worried about you & LO.
JUst like you worry about LO.
I suppose you need to think about what you get out of the relationship with your OH. Only you know & if it is worth it.
Take care of youI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Thank you all xxCC2 = £8687.86 ([STRIKE]£10000[/STRIKE] )CC1 = £0 ([STRIKE]£9983[/STRIKE] ); Reusing shopping bags savings =£5.80 vs spent £1.05.Wine is like opera. You can enjoy it even if you don't understand it and too much can give you a headache the next day J0
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Hope today wasn't too bad for you. Love and hugs xxxSealed Pot Challenge no 035.
Fashion on the Ration - 45/66 ( 5 - shoes, 1.5 - bra, 11.5 - 2 pairs of shoes and another bra, 5- t-shirt, 1.5 yet another bra!, 3 coupons swimming costume 1.5 yet another bra, 10 coupons, 2 jumpers, 6 coupons 6 prs of socks)0 -
Hope that you are ok.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I'm getting a bit concerned that we haven't heard from you for a while. I hope you and LO are both ok.Sealed Pot Challenge no 035.
Fashion on the Ration - 45/66 ( 5 - shoes, 1.5 - bra, 11.5 - 2 pairs of shoes and another bra, 5- t-shirt, 1.5 yet another bra!, 3 coupons swimming costume 1.5 yet another bra, 10 coupons, 2 jumpers, 6 coupons 6 prs of socks)0 -
Have to say I am also worried.
I dident realise it had been so long.
Hope you are ok.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I was hoping to see an update from Uniscot too. Hope you manage to get on here soon to let us know how you are xxxx0
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