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Back, still in debt, probably depressed (Take 2)

Hi, for those following my previous diary “ Back, still in debt, probably depressed and not a lot going right ”, I’m not sure what happened to it. It just disappeared overnight. I’ve reported it but read a lot of threads are disappearing.

So if you’re new to my diary.... hello!! If you read my previous diary welcome back and thank you for trying to find me.

So today, I was telling my boss about my health. I thought he was going to cry and he asked me to send him an email confirming what I told him.
CC2 = £8687.86 ([STRIKE]£10000[/STRIKE] )CC1 = £0 ([STRIKE]£9983[/STRIKE] ); Reusing shopping bags savings =£5.80 vs spent £1.05.Wine is like opera. You can enjoy it even if you don't understand it and too much can give you a headache the next day J
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Comments

  • System
    System Posts: 178,371 Community Admin
    10,000 Posts Photogenic Name Dropper
    Mine has disappeared as well , not sure I trust this site anymore.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • hi uniscots, much sympathy for loss of your diary
  • Uniscots97
    Uniscots97 Posts: 6,687 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thank you. I’ll post more to catch people up on my story
    CC2 = £8687.86 ([STRIKE]£10000[/STRIKE] )CC1 = £0 ([STRIKE]£9983[/STRIKE] ); Reusing shopping bags savings =£5.80 vs spent £1.05.Wine is like opera. You can enjoy it even if you don't understand it and too much can give you a headache the next day J
  • fay66
    fay66 Posts: 744 Forumite
    Part of the Furniture 500 Posts Photogenic
    another one gone, its stupid, its nice to follow a thread , could have at least told you
    Debt £10k , HMRC £3K old debt £4k Jan 2021
    Had biatric surgery was 135k 2016 now 97kilo 22.1.20 up to 106 kilo 12.1.21
    Travel plans New York 2021 New year cancelled due to covid
  • Sorry your diary has gone :(.

    This has happened to lots of people recently and is due to hackers/spammers attacking MSE. Hopefully the tech people can stop it happening eventually.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 96,589 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sorry to hear about your diary :(
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • maddiemay
    maddiemay Posts: 5,138 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    The deletion of threads is so annoying for everyone who has lost all their posts, pleased that you have started a new diary.:D
    The best thing about the future is that it comes one day at a time. (Abraham Lincoln)
  • Uniscots97
    Uniscots97 Posts: 6,687 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Ok, potted history of my previous diary:

    - OH and I having problems
    - debt around 38k, 1 cc almost paid off (worst apr(
    - lots of problems at work which I got union involved with
    - now a lump on my neck, waiting on a referral

    - making as many little payments to cc as I can. The one in the signiwas nearly 4K this time last year
    - selling (or will be) house to move into smaller house so can be mortgage free/closer to family/ better schools/ closer to work etc
    - want to be debt free ASAP but reality is I may be mortgage free before being debt free!!!

    Hopefully that all makes sense. The lump on my throat is scaring (sp?) me. Just want it sorted.
    CC2 = £8687.86 ([STRIKE]£10000[/STRIKE] )CC1 = £0 ([STRIKE]£9983[/STRIKE] ); Reusing shopping bags savings =£5.80 vs spent £1.05.Wine is like opera. You can enjoy it even if you don't understand it and too much can give you a headache the next day J
  • beanielou
    beanielou Posts: 96,589 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope your referral comes through very soon.
    Take care.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Uniscots97
    Uniscots97 Posts: 6,687 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Got a reply back about my previous diary, apparently spammers and must have been removed. :(

    My throat is a bit scratchy today, trying not to think about it. My Mum has given me some money to pay off my little cc. Once that’s paid off should I keep the cc in case of emergencies but reduce the credit limit? At the moment it’s 10k. I then need to decide which other cc to start paying off, all the rest have the same standard rate although did a 0% balance transfer to one of them a while ago.
    CC2 = £8687.86 ([STRIKE]£10000[/STRIKE] )CC1 = £0 ([STRIKE]£9983[/STRIKE] ); Reusing shopping bags savings =£5.80 vs spent £1.05.Wine is like opera. You can enjoy it even if you don't understand it and too much can give you a headache the next day J
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