We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Back, still in debt, probably depressed (Take 2)
Comments
-
Hi, sorry not been on. Not read all posts yet in depth but I do appreciate them all. Yes OH has mental health problems, supposedly caused by his older children's mother but I think it was all there before that. He's still spending money like water and has little or no interest in LO. Especially if upset or crying. I'm now viewing things very different and he's still pushing the fact he hates my family. Continually swearing in front of LO when asked not to. No financially it would be extremely difficult without him in the short term but once house is sold it would be easier. I could really kick myself for decisions made when I was younger that resulted in my debt, it probably has taken its toll on my well being too. I feel at the moment I can't concentrate on anything big (work is different as don't want to end up in a mess with that again).
So taking one day at a time. Yesterday's achievements?
Put 20p into my bag savings and paid my week's parking off my credit card.CC2 = £8687.86 ([STRIKE]£10000[/STRIKE] )CC1 = £0 ([STRIKE]£9983[/STRIKE] ); Reusing shopping bags savings =£5.80 vs spent £1.05.Wine is like opera. You can enjoy it even if you don't understand it and too much can give you a headache the next day J0 -
Try and have a goal in sight, at this stage with no date to be achieved by and just keep chipping away both financially and emotionally. As Beanie says just keep plodding, every tiny step will take you a little nearer to your destination and the fact that you have made decisions will give you strength to keep going.
Take care.
xxThe best thing about the future is that it comes one day at a time. (Abraham Lincoln)0 -
Popping up to indeed say keep ploddingI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Today's achievements:
Cheap dinner for LO and I , scrambled eggs. About to put LO to bed, glued to a Disney film (we both are).
£1.17 paid to debt.
OH called and moaned about lots of things. I'm wondering about seeking some advice about separation , need to have a serious thinkCC2 = £8687.86 ([STRIKE]£10000[/STRIKE] )CC1 = £0 ([STRIKE]£9983[/STRIKE] ); Reusing shopping bags savings =£5.80 vs spent £1.05.Wine is like opera. You can enjoy it even if you don't understand it and too much can give you a headache the next day J0 -
I dont think that there is any harm in you seeking some advice about seperation.
I think that is a good idea so you know where you stand.
Remember to take care of you.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I do hope everything works out for you. I know from experience that separation is a huge step, but you are strong enough to cope and come out stronger whatever you decide to doNo.79 save £12k in 2020. Total end May £11610
Annual target £240000 -
Hope today has been ok for you. Love and hugs.xxSealed Pot Challenge no 035.
Fashion on the Ration - 45/66 ( 5 - shoes, 1.5 - bra, 11.5 - 2 pairs of shoes and another bra, 5- t-shirt, 1.5 yet another bra!, 3 coupons swimming costume 1.5 yet another bra, 10 coupons, 2 jumpers, 6 coupons 6 prs of socks)0 -
Sending you lots of love xxxx0
-
OH is moaning again, not really wanting to go into what about. I caught sight of myself on the video call and I look old, grey and completely worn out. Nothing seems to be good enough for him. I do one thing (in response for berating me) and he moans about something else. He's not asked about LO today. Just feeling extremely fed up.
My cc total has gone up slightly on last month but that's my Hospital excess.CC2 = £8687.86 ([STRIKE]£10000[/STRIKE] )CC1 = £0 ([STRIKE]£9983[/STRIKE] ); Reusing shopping bags savings =£5.80 vs spent £1.05.Wine is like opera. You can enjoy it even if you don't understand it and too much can give you a headache the next day J0 -
How is everyone? I need some advice. My parents want a face to face chat. My Mum is reasonable, my Dad could likely say told you so etc, or question me to death. I know they are looking to part me from OH but not sure what I want, I seriously just want to hide. OH asked me for more money and needed it the day he asked. Not told my parents. OH said if you can transfer the money you can use my credit card, tried to explain that dd's can't be paid by credit card. What do I do? I'm so confused, tired, upset and as I said I just want to hide.CC2 = £8687.86 ([STRIKE]£10000[/STRIKE] )CC1 = £0 ([STRIKE]£9983[/STRIKE] ); Reusing shopping bags savings =£5.80 vs spent £1.05.Wine is like opera. You can enjoy it even if you don't understand it and too much can give you a headache the next day J0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 352K Banking & Borrowing
- 253.5K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245.1K Work, Benefits & Business
- 600.7K Mortgages, Homes & Bills
- 177.4K Life & Family
- 258.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards