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Things can only get better

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  • Glad London is done. I hope you enjoy having a wander around the shops in Birmingham :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • milann
    milann Posts: 11,473 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Pleased to hear you’ll have some time in Birmingham for a little mooch around. Enjoy.
    January spends - £587.58
  • beanielou
    beanielou Posts: 96,216 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    3 years already.
    How time flies.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • amber03
    amber03 Posts: 1,362 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    Can still remember you posting about the accident, can't believe it was 3 years ago. Do you have any long term issues with the ankle or is it back to normal.
    :j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.00
  • Sun_Addict
    Sun_Addict Posts: 24,264 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    amber03 wrote: »
    Can still remember you posting about the accident, can't believe it was 3 years ago. Do you have any long term issues with the ankle or is it back to normal.

    90% back to normal I would say Amber.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Sun_Addict
    Sun_Addict Posts: 24,264 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Can't believe it's the weekend again and the last day of November!

    Thank goodness this week is done. I'm shattered.

    Enjoyed a spot of shopping in Birmingham, didn't buy much to be honest. Train going back was a nightmare, absolutely packed. Awful news about London yesterday :( I do feel a bit nervous when I go there, I know it could happen anywhere though.

    Thursday AM I was back at work then popped into a retirement do for an hour in the afternoon.

    Friday I was off work, did some Xmas shopping in the Black Friday sales and met some retired friends for lunch. Enjoyed my day. We can buy Debs vouchers at a discount through a work thing so bought £100 worth for £88 and got Mr SA's aftershave and some perfume for him to wrap up for me. The handbags were half price, so with a 10% cardholder discount plus £20 of vouchers from work which I got a few weeks ago for helping with an event, it meant the bag cost me less than a fiver :money:

    Also got Mr SA some socks, PJs and some joggers from Primani, the joggers were only £5 when I got to the till and he absolutely loves them.

    Payday yesterday, last one until 31 December :eek: Got nearly all my Christmas presents bought now though, just got to get a large mug for DD, a waterproof coat for the dog and a Christmas stocking for the cat.

    Didn't bother with WW today, I wanted to get on with cleaning the house as it's been neglected this week with all the gadding about. Just went to the local shops, took 4 books to the CS and came out with 3 :rotfl:

    Planning to put up the tree and decorations tomorrow. Also need to give the bathroom a lick of paint, shouldn't take more than an hour as it's mainly tiled.

    Final count up of VSP and the grand total is £603.65 which is £3.65 over target :j It will be "opened" tomorrow although most of it is owed to the CC as the Christmas presents etc have been paid for on it. Bought some of the cava that's on offer at £3.29 a bottle in Lidl yesterday. I bought some last year and it was lovely and just as nice this year - we had to open a bottle last night to check it wasn't off ;) anyway can highly recommend. You couldn't even get a glass of it in a pub for £3.29, bargain :money:

    Need to do some serious catching up with diaries....
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Sun_Addict
    Sun_Addict Posts: 24,264 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forgot to day OMG the fog where we live today :eek: We live at the top of a hill and it's very high up so our road was clear but the surrounding lower area was blanketed in fog which looked very spooky. I took the dog on the park across the road which is down a hill and you could hardly see a thing.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • beanielou
    beanielou Posts: 96,216 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Wow. What a whirlwind of a week.
    Sounds good though :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Your shopping bargains sound good, especially the handbag :).

    I haven't even made my Christmas present list yet although I've bought two Christmas presents, so you're putting me to shame but I did put up the Christmas lights today :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • I like the sound of the Cava and will have to make a trip to Lidls tomorrow. Well done on the Xmas shopping, Black Friday bargains and the sealed pot. You sound very organised.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    The 365 Day 1p Challenge 2025 #1 £667.95/£391.55
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