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  • beanielou
    beanielou Posts: 95,489 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy weekend  :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • foxgloves
    foxgloves Posts: 12,557 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Yes, I'm sure that NI threshold change impacts July's pay. That's what we're expecting anyway.
    F
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 6.5kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • Sun_Addict
    Sun_Addict Posts: 23,999 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    foxgloves said:
    Yes, I'm sure that NI threshold change impacts July's pay. That's what we're expecting anyway.
    F
    Might be a slight increase next month then 🤞
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • redofromstart
    redofromstart Posts: 5,824 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    Most people will see a small increase in July as the threshold to pay NI increases, I am sure there was an MSE calculator for it.  I did check mine recently and know it goes up by a few £.
    My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese

    GNU Mr Redo

  • Sun_Addict
    Sun_Addict Posts: 23,999 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy Saturday 🥂

    I need to go to the big Mr T today but only for a few bits. Mr M have sent me a £11 off £110 spend voucher for next week’s shop so will do a big stock up. I always think there’s no way I’ll spend £110 but it’s surprising how it soon adds up once I add pet food, beer and wine. 

    DS is working today so won’t see the GKs. At least it gives me an extra week to buy DGD’s birthday present. I need to ask what to get her as I haven’t a clue, she has so much stuff. 

    The weather looks good for today so will do some gardening. I’ve grown raspberries for the first time ever and they’re just starting to fruit. I’m not usually lucky with Basil but this year I have loads of it. Sadly no success with Coriander this year, the seeds aren’t germinating at all. Also growing purple sprouting broccoli, courgettes, aubergines, peppers, chives, rosemary, mint and tomatoes- all doing well. 

    Pizza night tonight. Prosecco is already chilling in the fridge. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • ladyholly
    ladyholly Posts: 3,929 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Have you thought of getting your DGD premium bonds and just a small gift. I cant remeber how old she is but if she is little she wont miss a big gift and your DS & DiL might be glad not to have more stuff. Just a thought.
  • Sun_Addict
    Sun_Addict Posts: 23,999 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ladyholly said:
    Have you thought of getting your DGD premium bonds and just a small gift. I cant remeber how old she is but if she is little she wont miss a big gift and your DS & DiL might be glad not to have more stuff. Just a thought.
    That’s a great idea if they’re struggling for ideas.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Debsnewbudget
    Debsnewbudget Posts: 891 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    I get my GKs  £25 premium bonds for birthday and for Christmas and get a small token gift for the day.

  • amber03
    amber03 Posts: 1,359 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    My GK’s usually get a quite abit of money for birthdays and Xmas. They are allowed a bit of it to go to the toy store and spend, whilst the rest goes to swimming lessons. Both now swim really well and love going to them.xx
    :j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.00
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