Regular Saver Thread **New and Restarted**

EachPenny

schiff wrote: »

Yes. I pay in my £250 in cash at the store on opening the account and then create a SO for the 1st of the following month until further notice. Hassle free, particularly for you!

I was about to rasie the cash-free store factor but Frogletina beat me to it.

The other thing to bear in mind is Virgin's recent change to their ID requirements. Even if you are an existing customer you may be asked randomly (i.e. every time) to present two forms of ID each time you open an account.

djhworld

polymaff wrote: »

I can't see how changes to the Regular Saver drive the decision. More to the point is the general degradation of the 123 products.

I was planning on ditching it when the reg saver matures, which is in August I think, but if I can get out now and save myself paying £25-£30 in fees then it seems a no brainer

schiff

EachPenny wrote: »

The other thing to bear in mind is Virgin's recent change to their ID requirements. Even if you are an existing customer you may be asked randomly (i.e. every time) to present two forms of ID each time you open an account.

How difficult is it to stick passport and driving licence into your pocket/handbag? Takes me six seconds, with a following wind.

veryintrigued

djhworld wrote: »

I was planning on ditching it when the reg saver matures, which is in August I think, but if I can get out now and save myself paying £25-£30 in fees then it seems a no brainer

Why not downgrade to the Everyday account? No fees and you still get access to the 5% RS for its remaining term which will revert to 3% when you next renew.

Obviously move balance somewhere else too!

polymaff

djhworld wrote: »

I was planning on ditching it when the reg saver matures, which is in August I think, but if I can get out now and save myself paying £25-£30 in fees then it seems a no brainer

123 lite. 123 lite. 123 lite. 123 lite.

Geddit?

EachPenny

schiff wrote: »

How difficult is it to stick passport and driving licence into your pocket/handbag? Takes me six seconds, with a following wind.

That's dead easy to do, if you have a passport or driving licence.

eskbanker

polymaff wrote: »

123 lite. 123 lite. 123 lite. 123 lite.

Geddit?

Ah yes, I get it, it's the 1-2-3 four!

Mee

schiff wrote: »

How difficult is it to stick passport and driving licence into your pocket/handbag? Takes me six seconds, with a following wind.

Not so easy if you have intricate hiding places for your ID in case of burglary etc.

[Deleted User]

Issue 10 Virgin Regular E Saver now available.

pafpcg

It finally arrived at 14:00! Still 2.25%. Maturity date is 20 April 2019.

Don't all rush - the website is already slowing down at 14:12. I completed two applications and by the time I finished the second, each page change was grindingly slow.