Regular Saver Thread **New and Restarted**

Wheres_My_Cashback

Yes you can deposit at the start of the month, but bear in mind that you can't put a 13th payment in.

colsten

Every_Penny_Counts said:

Re Principality BS

I assume that they also use the standard calender month for deposits?

For example if I open a regular saver today & deposit the full amount of £500 allowed for this month, I can make my next deposit on the 1st March?

The T&Cs do not prohibit this, although March 1 will be a Sunday this year so the effective date is unlikely to be before the 2nd. I have always made my 2nd and subsequent payments into Principality RSs by SO on the first working day of a calendar month.

Every_Penny_Counts

Excellent, thank you. 

schiff

schiff said:

Yorkshire BS Issue 3
Downloaded the application form to fill in at home and to save time. Sun came out so I decided to go to the branch. Didn't take long, pass-book issued, thank you letter printed off and handed to me, got a copy of the T&Cs by e-mail on returning home. Couldn't have gone better and I missed the rain!

Less privacy at the counter so I was able to listen in to the adjacent conversation. An elderly lady in one of these motorised contraptions, she seemed a bit confused about things, there was lots of 'I'm not sure', 'Can't remember' etc and I began to feel a  bit sorry for her; she had nobody with her. Probably not a good idea to butt in. Anyway she must have had some of her chairs at home as she was outspoken about rates reducing (to which I and a man who was patiently waiting for one of us to depart joined in) 'it's always down isn't it, never up'. And then she was getting her ISA sorted out, switching to a higher rate and emphasising that it was the ISA she was talking about (she surely must be on MSE). And in giving the information for new account she was asked for her DOB:
1928 !!! 
I was stunned, hung about for a couple of minutes to say something complimentary to her (not sure what) but she was still involved at the counter so I left it.





.

pafpcg

Every_Penny_Counts said:

colsten said:

schiff said:

Yorkshire BS Issue 3
Downloaded the application form to fill in at home and to save time. Sun came out so I decided to go to the branch. Didn't take long, pass-book issued, thank you letter printed off and handed to me, got a copy of the T&Cs by e-mail on returning home. Couldn't have gone better and I missed the rain!

I did much the same today. I have now got issue 2 and issue 3, both with passbook.

Just returned from my local YBS branch. New account opened within 5 minutes. I know have both issue 2 & 3 with a passbook.

Lucky you!  Our local YBS branch (south-east London) will only open new accounts with an appointment! The counter staff reported that their regional manager had visited and told them "appointments only"!  I handed over our completed forms with cheques and they'll ring when the account is set-up and the passbooks ready to collect.

Every_Penny_Counts

pafpcg said:

Every_Penny_Counts said:

colsten said:

schiff said:

Yorkshire BS Issue 3
Downloaded the application form to fill in at home and to save time. Sun came out so I decided to go to the branch. Didn't take long, pass-book issued, thank you letter printed off and handed to me, got a copy of the T&Cs by e-mail on returning home. Couldn't have gone better and I missed the rain!

I did much the same today. I have now got issue 2 and issue 3, both with passbook.

Just returned from my local YBS branch. New account opened within 5 minutes. I know have both issue 2 & 3 with a passbook.

Lucky you!  Our local YBS branch (south-east London) will only open new accounts with an appointment! The counter staff reported that their regional manager had visited and told them "appointments only"!  I handed over our completed forms with cheques and they'll ring when the account is set-up and the passbooks ready to collect.

To be honest that’s what I expected at my branch. I went in with my forms thinking I would hand them over & they would post the passbook to me next week. But the branch was empty & the member of staff asked me whether I had the time to wait while he opened the account for them & there. 

chels

pafpcg said:

Every_Penny_Counts said:

colsten said:

schiff said:

Yorkshire BS Issue 3
Downloaded the application form to fill in at home and to save time. Sun came out so I decided to go to the branch. Didn't take long, pass-book issued, thank you letter printed off and handed to me, got a copy of the T&Cs by e-mail on returning home. Couldn't have gone better and I missed the rain!

I did much the same today. I have now got issue 2 and issue 3, both with passbook.

Just returned from my local YBS branch. New account opened within 5 minutes. I know have both issue 2 & 3 with a passbook.

Lucky you!  Our local YBS branch (south-east London) will only open new accounts with an appointment! The counter staff reported that their regional manager had visited and told them "appointments only"!  I handed over our completed forms with cheques and they'll ring when the account is set-up and the passbooks ready to collect.

I opened mine in branch yesterday too although a 5 minute job it was not, at least it's open!

If some branches are going to insist on appointments, they need to change the information on their website which states: "There's no need to make an appointment, but you may occasionally have to wait at busy times."

colsten

pafpcg said:

Lucky you!  Our local YBS branch (south-east London) will only open new accounts with an appointment! The counter staff reported that their regional manager had visited and told them "appointments only"!  I handed over our completed forms with cheques and they'll ring when the account is set-up and the passbooks ready to collect.

They obviously didn't get the message....this is from their Regular Saver Issue 3 web page

colsten

chels said:

I opened mine in branch yesterday too although a 5 minute job it was not, at least it's open!

Did you take in your completed application form, and a cheque made out to yourself? I did, and it literally was a 5 minute job, if that. Though I am an existing account holder (not normally using any Branch), and they didn't even want to see any ID from me. The place was deserted and I got the impression the lone chap behind the counter was actually quite grateful that someone had bothered to show up.....I was tempted to say "if only we could open this account online" but then thought of the better, as it would effectively have been telling him I wished he didn't have a job......

chels

colsten said:

chels said:

I opened mine in branch yesterday too although a 5 minute job it was not, at least it's open!

Did you take in your completed application form, and a cheque made out to yourself? I did, and it literally was a 5 minute job, if that. Though I am an existing account holder (not normally using any Branch), and they didn't even want to see any ID from me. The place was deserted and I got the impression the lone chap behind the counter was actually quite grateful that someone had bothered to show up.....I was tempted to say "if only we could open this account online" but then thought of the better, as it would effectively have been telling him I wished he didn't have a job......

Unfortunately I couldn't go armed with a completed application form (printer problems at the moment) but, even so, it felt quite protracted.  Even though the branch was empty when I arrived and 2 people available at the counter, I was passed on to someone who would deal with the account opening in an interview room.  I waited approximately 10 minutes to be seen then the process in the interview room dragged on too much in my opinion for something simple, eventually back to the counter to pay in the cash for the initial deposit. Ah well, it's done now and thankfully do not need to do the account opening in branch process very often!