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Regular Saver Thread **New and Restarted**
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Virgin Money Regular E-Saver Issue 14 finally released but at a miserly 2% interest again.0
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Miserly? Maybe not if the Bank of England reduce the base rate soon as has been mooted.0
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SuperHans1 wrote: »Virgin Money Regular E-Saver Issue 14 finally released but at a miserly 2% interest again.
Thank you for this, I've just opened one.12K in 2020 #85 £215.53/£3K, Virtual Sealed Pot Challenge #11 £34.31/£300, Frugal Living Challenge 2020, Grocery Challenge Jan 2020 £265.54/£4500 -
Virgin Money Regular E-Saver Issue 14 finally released but at a miserly 2% interest again.
I've opened one and will reinvest today's branch saver maturity proceeds in it.0 -
"miserly 2%" - interest rates are in a downward spiral - 2% is good! - higher than inflation and it is Fixed for a year so no need to worry about the inevitable drop in interest rates that other accounts are experiencing. Plus you can get 14 monthly payments in if you are quick. The trick is to regularly open a new e saver each time a new issue comes out so that you have a continuous maturity every couple of months and then plough your money back in . This way you avoid the time consuming business of starting a regular saver with each new provider.0
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Oh I forgot to mention you have easy access and can withdraw your money anytime.0
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where_are_we wrote: »... The trick is to regularly open a new e saver each time a new issue comes out so that you have a continuous maturity every couple of months and then plough your money back in
Have you worked out how little this yields?
(Less than £10 p.a. per account running)
Better than a poke in the eye, I'd agree, but the good old days are truly in the past. It is probably the commitment to a fixed rate for the 13 months that's the key benefit...:(0 -
Here you go folks a dedicated thread for the Virgin money massive....
https://forums.moneysavingexpert.com/discussion/6008798/virgin-money-regular-saver-thread&page=40 -
If that thread has absorbed the knuckle-draggers who consider themselves to be so witty - it has served its purpose well...;)0
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