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Regular Saver Thread **New and Restarted**
Comments
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Wheres_My_Cashback wrote: »Yes an no.
For future ref, call them the day it matures and ask them to transfer funds to your current account and then you can do what you want with the funds without waiting.
At the same time you can open another Reg saver should you wish to do so.
I'd be making that call now.
https://www1.firstdirect.com/savings-and-investments/savings/regular-saver-account/0 -
What has happened to Nationwide's flexclusive Regular Saver? Mine matured this month but I can't find any trace of it being available again despite having a Flex Direct account and mortgage. I've been through all the questionnaires etc on the products part after login and the only thing that mentions 'flexclusive' doesn't actually lead to it.0
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Kernel_Sanders wrote: »What has happened to Nationwide's flexclusive Regular Saver? Mine matured this month but I can't find any trace of it being available again despite having a Flex Direct account and mortgage. I've been through all the questionnaires etc on the products part after login and the only thing that mentions 'flexclusive' doesn't actually lead to it.
Yes, long gone, I'm afraid. My current one ended on Monday. Now my Nationwide is just a holding of derelict bank accounts - and a joke of a "loyalty" account..
A sign of things to come from the other institutions, I expect. They finally twigged that this was not pulling in new customers. Presumably why they made the FlexDirect higher rate a once-in-a-lifetime experience, too.
https://www.moneysavingexpert.com/news/2019/04/nationwide-to-pull-5--regular-saver-this-friday/0 -
Nationwide are only good for their refer a friend bonus - £100 x 4 if you and a "friend" (my OH) refer each other. We will keep low balance on remaining current accounts and await the next switch offer.0
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Yes, long gone, I'm afraid. My current one ended on Monday. Now my Nationwide is just a holding of derelict bank accounts - and a joke of a "loyalty" account..where_are_we wrote: »Nationwide are only good for their refer a friend bonus - £100 x 4 if you and a "friend" (my OH) refer each other. We will keep low balance on remaining current accounts and await the next switch offer.0
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Fingerbobs wrote: »Cheque only, according to the Maturity Instructions form I've just received today.
My cheque from the Tipton and Coseley arrived in the post this morning. Very quick.0 -
Mine too, Fingerbobs! Really good service, I’m very impressed.0
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Kernel_Sanders wrote: »Well it still pays 1% (whenever a monthly £1000 is credited)
I stopped paying in a £1000pm over a year ago, when I switched my salary to another current account. I still get my pennies of interest each month.
My RS expires first week in April. Took it out the day before they pulled the plug.0 -
Fingerbobs wrote: »My cheque from the Tipton and Coseley arrived in the post this morning. Very quick.
Yes ours came as well.
Have got so used to various BS taking advantage of the weekend. Normally with maturity the cheque is prepared the next working day and then sent, but they exclude Saturday at their convenience even though they are working.
So because maturity was yesterday i.e., Friday, I was not expecting it to arrive until early next week.
Tip top by the Tipton!0 -
This is subject to individual circumstances, but for many people I believe it is better to have 1.35% instant access saving rather than to have 1.5% regular saver with no withdrawal allowed.
This is a shame, I like The Nottingham. I hope it isn't a sign of things to come. My bar is a little higher, I decided the last regular saver at 2.5% wasn't worth the drive over to St Albans just for that (now that Virgin no longer requires a branch visit and having exhausted the tourist attractions, I have no other reason to go!). I agree with your sentiment about access. I'm minded not to renew my 2% restricted access regular savers in the coming year for that reason.0
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