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Regular Saver Thread **New and Restarted**

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Comments

  • ColdIron
    ColdIron Posts: 9,918 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Name Dropper
    I wouldn't close the issue 4 as it will have just about the highest balance it will ever have and therefore make the greatest interest. I would be substituting a £3,538 balance at 2.25% for £250 at 2.50%. If you are really tight for cash maybe just redirect the final £250 to the Issue 10 but you're talking pennies
  • glider3560
    glider3560 Posts: 4,115 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Where's the Virgin 2.5% rumour come from? I thought every issue so far had been 2.25%?
  • mgarl10024
    mgarl10024 Posts: 643 Forumite
    Tenth Anniversary Combo Breaker
    glider3560 wrote: »
    Where's the Virgin 2.5% rumour come from? I thought every issue so far had been 2.25%?

    It was a tongue-in-cheek joke.
    After the rate rise, we'd all hoped for a shift from 2.25% to 2.5% and were disappointed. Hence my comment and the wink following it.

    You never know - someone at Virgin might be reading and might take the hint. :)
  • EachPenny
    EachPenny Posts: 12,239 Forumite
    10,000 Posts Combo Breaker
    mgarl10024 wrote: »
    After the rate rise, we'd all hoped for a shift from 2.25% to 2.5% and were disappointed. Hence my comment and the wink following it.

    You never know - someone at Virgin might be reading and might take the hint.

    I'd be happier if they kept the rate at 2.25% and used the surplus to finally get their IT systems to work. Top of the list would be telling the system that if a customer already has 15+ accounts we don't need to ask them for ID each time they want to open a new store-based account :wall:

    If someone at Virgin is reading this, please take the hint :) Then start giving us 2.5%.
    "In the future, everyone will be rich for 15 minutes"
  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    RG2015 wrote: »
    2.30 Tomorrow afternoon

    Still no sign.....

    *Refreshes page

    Westie983
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    RG2015 wrote: »
    2.30 Tomorrow afternoon
    Who would launch a new account on a Friday afternoon?
  • RG2015
    RG2015 Posts: 6,064 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 16 March 2018 at 7:15PM
    colsten wrote: »
    Who would launch a new account on a Friday afternoon?
    Virgin Money
    Regular E-saver Issue 8
    Launched Friday 10th November 2017

    Nevertheless, I am prepared to eat a generous portion of humble pie for my failed prediction. :)

    https://uk.virginmoney.com/savings/helpful-information/find-your-interest-rate/
  • EachPenny
    EachPenny Posts: 12,239 Forumite
    10,000 Posts Combo Breaker
    RG2015 wrote: »
    Nevertheless, I am prepared to eat a generous portion of humble pie for my failed prediction.

    Shockingly poor performance. You clearly didn't notice the store-based issue 9 coming out of sequence as a harbinger of change ;)
    "In the future, everyone will be rich for 15 minutes"
  • RG2015
    RG2015 Posts: 6,064 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 17 March 2018 at 6:06PM
    EachPenny wrote: »
    Shockingly poor performance. You clearly didn't notice the store-based issue 9 coming out of sequence as a harbinger of change ;)
    Mea Culpa. Sackcloth & ashes and self flagellation for me.

    Sounds very painful so I settled for some minor discomfort with a self inflicted hangover from a Chianti Classico.

    PS. I used to think VM regular savers were a waste of time till you convinced me otherwise.
  • Hi Folks,

    I have made the following changes for this weekend's update.

    - Newcastle BS Big Little Saver withdrawn
    - Newcastle BS Regular Savings accounts added to post 3 (different accounts available for children and adults) paying 2.27% without any maturity date up to a maximum of £25,000 but for locals only
    - Nationwide BS Flexclusive Regular Saver (issue 2) replaced with Flex Regular Online Saver (also paying 5% interest for current account holders on up to £250 per month but this account has to be operated online), post 5 updated accordingly

    I will do another update next weekend.

    SS2
    For those new to this thread, the first few posts are constantly updated and are here
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