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Regular Saver Thread **New and Restarted**

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  • Mee
    Mee Posts: 1,490 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 29 August 2019 at 2:07PM
    adindas wrote: »
    And how ?
    Keep in mind not many people here use their real name/ID

    I guess if you're using a unique ID, a separate email address and not accessing via a mobile you use with financial apps you should be reasonably safe. Scammers seemingly have an ever increasing range of tools and means of scraping information.
    Free thinker.:cool:
  • schiff
    schiff Posts: 20,283 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Mee wrote: »
    I guess if you're using a unique ID, a separate email address and not accessing via a mobile you use with financial apps you should be reasonably safe. Scammers seemingly have an ever increasing wide range of tools and means of scrapping information.

    ??scraping??
  • polymaff
    polymaff Posts: 3,954 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    schiff wrote: »
    ??scraping??


    Modern-day version of skimming...:)
  • Sea_Shell
    Sea_Shell Posts: 10,031 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    Sea_Shell wrote: »
    My account is supposed to mature today. They sent me a letter of options, but basically said if you don't reply, it will convert to a standard savings account and your money will be available to transfer to your nominated account.

    Should this happen today....any idea on timescales? Is it a case of keep checking to see when it's happened, or will it not happen until close of business today?

    Anyone else got experience of this?

    Cheers.:beer:

    Just by way of an update. Monmouthshire RS (2.5%)

    The interest was showing as credited by about lunchtime yesterday, but still showing as the RS account. This morning it had converted to a standard saver, so I have requested an electronic payment to my linked account first thing this morning for the whole balance....so we'll see when it arrives!!?
    How's it going, AKA, Nutwatch? - 12 month spends to date = 2.60% of current retirement "pot" (as at end May 2025)
  • Sea_Shell
    Sea_Shell Posts: 10,031 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    Sea_Shell wrote: »
    Just by way of an update. Monmouthshire RS (2.5%)

    The interest was showing as credited by about lunchtime yesterday, but still showing as the RS account. This morning it had converted to a standard saver, so I have requested an electronic payment to my linked account first thing this morning for the whole balance....so we'll see when it arrives!!?

    It's arrived!!! @ 16:20. :j

    Phew, for a minute there I thought it would get caught up in the weekend!
    How's it going, AKA, Nutwatch? - 12 month spends to date = 2.60% of current retirement "pot" (as at end May 2025)
  • badger09
    badger09 Posts: 11,622 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Sea_Shell wrote: »
    It's arrived!!! @ 16:20. :j

    Phew, for a minute there I thought it would get caught up in the weekend!

    The :beer::beer: are on Sea Shell :j
  • 1Foz
    1Foz Posts: 74 Forumite
    edited 30 August 2019 at 8:08PM
    First Trust accepting mainland UK applications for its 2.75% reg saver - there is a however tho - you have to open a current account and send them copies of your passport / driving license + bank statement or utility bill. Given that you can deposit up to £500 per month it's a worthy consideration tho (with full FSCS protection).

    Link : https://firsttrustbank.co.uk/our-products/savings-and-deposits/regular-saver
  • castle96
    castle96 Posts: 2,986 Forumite
    Part of the Furniture 1,000 Posts
    First Trust

    you say "copies". Are these OK ? Site doesn't specify
  • Nick_C
    Nick_C Posts: 7,605 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Home Insurance Hacker!
    1Foz wrote: »
    First Trust accepting mainland UK applications for its 2.75% reg saver - there is a however tho - you have to open a current account and send them copies of your passport / driving license + bank statement or utility bill. Given that you can deposit up to £500 per month it's a worthy consideration tho (with full FSCS protection).

    Link : https://firsttrustbank.co.uk/our-products/savings-and-deposits/regular-saver

    Looks like a really good account, but according to the website it looks like you need to call into a branch to open an account, and all the branches are in NI
  • castle96
    castle96 Posts: 2,986 Forumite
    Part of the Furniture 1,000 Posts
    you can print an app. form and post, but they want ID. COPIES as prev stated, or (surely) originals ??
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