Regular Saver Thread **New and Restarted**

1Foz

https://firsttrustbank.co.uk/verification-of-identification

Yeah the Photo ID is gonna be a problem without being able to reach a branch. I don't think I'd send my Passport or Driving License in the post. I'd happily send them the headed letter or two i've got from HM Revenue & Customs, and back dated bank statements, but neither would satisfy photo ID of course. It does say on their to call them to ask if you're struggling to get the required ID.

I thought the government made a new passport system anyway that electronically links your photo from your driving license to your passport. So, surely they have access to that database. I'd have thought so at least. Pretty sure my replacement driving license came with my passport photo on it (without me sending anything).

Good account that though.

It does make me laugh sometimes though at how antiquated some banks/societies can be. Saying that, I probably wouldn't want to (potentially) lend someone money without seeing them first either, so I guess it is what it is.

polymaff

1Foz wrote: »

...It does make me laugh sometimes though at how antiquated some banks/societies can be.

Not a laughing matter. I recently had to download, print and send off a four page application to one of the newer banks. I forgot to make one selection, so they took a guess on my behalf - and got it wrong.

It has taken some time to - I hope - sort this out.

I only found out because my wife made the same mistake AND forgot to sign at one particular place (more than one signature required!). Both errors were noted by the bank and her forms were returned for correction whereas I received an "all correct" letter.


Which set me thinking...:(

adindas

castle96 wrote: »

you can print an app. form and post, but they want ID. COPIES as prev stated, or (surely) originals ??

I clicked "Apply via online Banking" from here

https://firsttrustbank.co.uk/our-products/savings-and-deposits/regular-saver

But they keep asking registration number whichh I do not have.

Does anyone know the link to download AF to be prirted and sent to them ??

castle96

https://firsttrustbank.co.uk/personal-docs/our-products/savings-and-deposits/fixed-rate-saver/fixed-rate-saver-application-pack.pdf


mmm not the same one I filled in (cant find) but assume will do the job

Special_Saver2

Hi Folks,

I cannot see anything that has changed for this weekend's update.


I will do the next update next weekend.

SS2

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For those new to this thread, the first few posts are constantly updated and are on the first page

1Foz

castle96 wrote: »

https://firsttrustbank.co.uk/personal-docs/our-products/savings-and-deposits/fixed-rate-saver/fixed-rate-saver-application-pack.pdf


mmm not the same one I filled in (cant find) but assume will do the job

But, first page there reads...

To open and operate this account you must have a suitable
First Trust Bank payment account e.g. Select Deposit Account or
Current Account.

I can't find any product of there's that doesn't require a current account, unfortunately. Not sure all the required leg work with ID proof is worth it in that case...maybe is for people in need of a reg saver that has decent interest for putting away 6,000 over the year.

Chadsman

The Virgin Money regular saver issue 12 matures today. Does that mean the 3% rate ended at midnight last night or it will end at midnight tonight?
:beer:

MDMD

Chadsman wrote: »

The Virgin Money regular saver issue 12 matures today. Does that mean the 3% rate ended at midnight last night or it will end at midnight tonight?
:beer:

It actually matured on 1 Sept so has ended.

https://uk.virginmoney.com/savings/pdf/regular_saver_issue_12-key_product_info.pdf

castle96

Thanks for your email.

Before you can open a Regular Saver account, you need to be an existing account holder with First Trust Bank.
You will therefore have to go into a First Trust Bank branch with the required identification and open a Classic current account.
Once the current account is opened, you will be eligible to open a Regular Saver account.
You can find a full list of acceptable documentation on our website at https://firsttrustbank.co.uk/verification-of-identification *
As you do not have any photographic identification, an Electoral Card is accepted.
If you do not have an Electoral Card, you will need to get one before we can open your account.

adindas

castle96 wrote: »

https://firsttrustbank.co.uk/personal-docs/our-products/savings-and-deposits/fixed-rate-saver/fixed-rate-saver-application-pack.pdf

mmm not the same one I filled in (cant find) but assume will do the job

I called them today. She said you had to apply in Branch because they would need to see the photo ID.

Also the application on the link given above is Fixed Rate Saver, not regular saver.

I wonder if anyone else has managed to apply via post ? If yes, where did you get the application Form ?