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Regular Saver Thread **New and Restarted**

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Comments

  • surreysaver
    surreysaver Posts: 4,939 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    solartom wrote: »
    Virgin Money in Store RS Issue 16

    appointment made
    Walked in to my nearest VM branch today intending to book an appointment towards the end of the month to open a RS16, and they offered to open one there and then!
    I consider myself to be a male feminist. Is that allowed?
  • Mee wrote: »
    Did you get your passbook on the day?
    For the first time, I'm having to wait up to 4 days to collect mine. Not happy!

    All sorted in about 20 minutes this afternoon. Very pleasant staff. And I got a book.
    Am i here to save money or spend money......hmmmmm
  • Steve_xx
    Steve_xx Posts: 6,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    All sorted in about 20 minutes this afternoon. Very pleasant staff. And I got a book.

    Do bear in mind that you will won't able to see this account online.
  • Mee
    Mee Posts: 1,507 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 3 April 2019 at 3:01PM
    eskbanker wrote: »
    Anyone can argue anything but it wouldn't be justifiable or tenable to equate the two! It's illegal to discriminate against the disabled, by virtue of organisations' obligations under the Equality Act 2010, but those who choose not to avail themselves of online facilities can't claim any resultant discrimination to be based on a legally protected characteristic and therefore unlawful....
    I am aware of equality legislation, and the various protected characteristics (which I share) and did not intend to equate the two.
    However, there are various reasons for being digitally deprived/excluded and I don't think it is always a choice or people "choose not to avail themselves of online facilities".

    Exploring the UKs digital divide

    What causes digital exclusion? - includes quotes from the RNIB.


    Understanding Digital Exclusion
    Free thinker.:cool:
  • eskbanker
    eskbanker Posts: 37,923 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Mee wrote: »
    However, there are various reasons for being digitally deprived/excluded and I don't think it is always a choice or people "choose not to avail themselves of online facilities".
    I'm still unconvinced that exclusion or deprivation are appropriate terms for what I'd characterise more neutrally as non-participation - to me the former terms have connotations of active prevention of participation, which doesn't seem to be applicable here, although I do accept that it's not always as simple as choosing.

    I get that some can't afford to have ready access to the internet but wouldn't see that as being a compelling argument in the context of regular savers, and many of the other reasons ultimately boil down to fear or lack of motivation or skills - I have no particular desire or training to jump out of a plane and would be afraid of doing so, but wouldn't claim I'm excluded from skydiving or deprived in any way!
  • polymaff
    polymaff Posts: 3,957 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Mee wrote: »
    I ... did not intend to equate the two, my apologies for doing so. ...

    ... - includes quotes from the RNIB.

    You apologise for muddying the issue - and then you muddy it further by alluding to blind users of the internet.

    The DDA requires that systems should attempt to minimise the extra difficulties disabled users face. Virgin are seriously non-compliant in demanding the presence of the applicant.

    Period.
  • schiff
    schiff Posts: 20,319 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    All sorted in about 20 minutes this afternoon. Very pleasant staff. And I got a book.

    Was it A Christmas Carol? :)
  • mgarl10024
    mgarl10024 Posts: 643 Forumite
    Tenth Anniversary Combo Breaker
    I have an issue 1 Regular Saver Bond with Monmouthshire, and it states "Interest is paid annually on maturity of the fixed rate term."
    The account has not matured yet, but I seem to have received an interest payment dated 31/3/19.
    I'll put in a query to them, but anyone else received one or know why it is?

    Thanks,
  • RacingDriver
    RacingDriver Posts: 415 Forumite
    Part of the Furniture 100 Posts Name Dropper
    mgarl10024 wrote: »
    I have an issue 1 Regular Saver Bond with Monmouth, and it states "Interest is paid annually on maturity of the fixed rate term."
    The account has not matured yet, but I seem to have received an interest payment dated 31/3/19.
    I'll put in a query to them, but anyone else received one or know why it is?

    Thanks,

    In my notes I have got "Paid annually on 31st March and on account maturity".
  • mgarl10024
    mgarl10024 Posts: 643 Forumite
    Tenth Anniversary Combo Breaker
    In my notes I have got "Paid annually on 31st March and on account maturity".

    I don't see that anywhere in the copy of the terms I have - how odd.
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