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Regular Saver Thread **New and Restarted**

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Comments

  • badger09
    badger09 Posts: 11,669 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 30 March 2019 at 12:58PM
    Hi Folks,




    - Tesco current account (feeder account, post 9) updated to show the interest rate has dropped from 3% to 1%




    I will do another update next weekend.

    SS2
    For those new to this thread, the first few posts are constantly updated and are on the first page

    Hi SS2

    Sorry to add to your work, but for most of us, the Tesco current account rate doesn't drop to 1% until 14 June. The earlier drop applies only to accounts opened [STRIKE]fairly recently. I'll check date & post back unless someone else knows[/STRIKE]. since 1st March

    Thanks for all your hard work on this.
  • RSNut wrote: »
    For those waiting in eager anticipation Virgin Regular Saver Passbook Version 16 will be available in store Monday 1st April from 2.00 pm. Similar to last Version 15, deposits £250 per month, 3% interest .

    May be worth arranging appointment for maturing Passbook Version 9 due from 1st April to coincide with opening new account.

    Do you have to have an appointment to open the virgin regular saver or can you open over counter? I assume if make an appointment they’ll try to sell me mortgages and all sorts.
    Am i here to save money or spend money......hmmmmm
  • Steve_xx
    Steve_xx Posts: 6,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Do you have to have an appointment to open the virgin regular saver or can you open over counter? I assume if make an appointment they’ll try to sell me mortgages and all sorts.

    Ive always had to make an appointment to open a regular saver.
  • Nasqueron
    Nasqueron Posts: 11,013 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Do you have to have an appointment to open the virgin regular saver or can you open over counter? I assume if make an appointment they’ll try to sell me mortgages and all sorts.


    I went in on a Monday morning off the street and they let me do it fine. Conversely I couldn't open a Nottinghamshire BS regular saver off the street but others have done it fine

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • schiff
    schiff Posts: 20,319 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I've had £41.21 credited to the account my SO comes from for Virgin 10 that matures on 20 April. No indication on Virgin's website why but the site suddenly went down - 'no access to accounts'!

    Anyone else?
  • schiff
    schiff Posts: 20,319 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Do you have to have an appointment to open the virgin regular saver or can you open over counter? I assume if make an appointment they’ll try to sell me mortgages and all sorts.

    The simple answer really is to make an appointment.

    Once they know who you are you'll probably get a mince pie and a glass of sherry too! :)
  • ColdIron
    ColdIron Posts: 9,990 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Name Dropper
    schiff wrote: »
    I've had £41.21 credited to the account my SO comes from for Virgin 10 that matures on 20 April. No indication on Virgin's website why but the site suddenly went down - 'no access to accounts'!
    See the Virgin RS thread, post #109 onwards

    https://forums.moneysavingexpert.com/discussion/5882970/virgin-money-rs-maturity&page=3
  • solartom
    solartom Posts: 49 Forumite
    Part of the Furniture 10 Posts Photogenic Name Dropper
    Virgin Money in Store RS Issue 16

    appointment made
    Mortgage Free 02/02/2024
  • schiff wrote: »
    The simple answer really is to make an appointment.

    Once they know who you are you'll probably get a mince pie and a glass of sherry too! :)

    Made an appointment. Thanks. Not keen when they want to discuss other savings etc.
    Am i here to save money or spend money......hmmmmm
  • Frogletina
    Frogletina Posts: 3,914 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Made an appointment. Thanks. Not keen when they want to discuss other savings etc.

    I've never been asked about any other savings products when I've had an appointment and I've had the regular savers from the beginning.

    frogletina
    Not Rachmaninov
    But Nyman
    The heart asks for pleasure first
    SPC 8 £1567.31 SPC 9 £1014.64 SPC 10 # £1164.13 SPC 11 £1598.15 SPC 12 # £994.67 SPC 13 £962.54 SPC 14 £1154.79 SPC15 £715.38 SPC16 £1071.81⭐⭐⭐⭐⭐⭐⭐⭐⭐Declutter thread - ⭐⭐🏅
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