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Regular Saver Thread **New and Restarted**

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  • Frogletina
    Frogletina Posts: 3,914 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Well, you say that, but tried to ring them. No answer, so sent an email. Response was 'we know who you are, so here's your appointment, don't bother bringing any identification'!

    I still had to bring my identification which they photocopied and gave me back. They ask me for it every time!

    frogletina
    Not Rachmaninov
    But Nyman
    The heart asks for pleasure first
    SPC 8 £1567.31 SPC 9 £1014.64 SPC 10 # £1164.13 SPC 11 £1598.15 SPC 12 # £994.67 SPC 13 £962.54 SPC 14 £1154.79 SPC15 £715.38 SPC16 £1071.81⭐⭐⭐⭐⭐⭐⭐⭐⭐Declutter thread - ⭐⭐🏅
  • Mee
    Mee Posts: 1,484 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Frogletina wrote: »
    I still had to bring my identification which they photocopied and gave me back. They ask me for it every time!

    frogletina

    I would love to be 'phoned by my branch in advance, but equally I would want them to check my I.D. everytime. Where money is concerned there should be no short-cuts taken re: verification of identity.
    Free thinker.:cool:
  • JezR
    JezR Posts: 1,698 Forumite
    Part of the Furniture 1,000 Posts
    On opening my Virgin regular saver issue 15 today I was told that they had been instructed by the Commercial Department to inform people that they were considering restricting the number of regular savings issues that could be held simultaneously at some time in the future. Make of that what you will, although this was from the Branch Manager.
  • Nasqueron
    Nasqueron Posts: 10,701 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    JezR wrote: »
    On opening my Virgin regular saver issue 15 today I was told that they had been instructed by the Commercial Department to inform people that they were considering restricting the number of regular savings issues that could be held simultaneously at some time in the future. Make of that what you will, although this was from the Branch Manager.


    I was told when I opened the 3% one that I could only have one RS at a time

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • Mee
    Mee Posts: 1,484 Forumite
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    They reviewed my list of RS but I was not informed of any such limit.
    Free thinker.:cool:
  • MDMD
    MDMD Posts: 1,556 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Nasqueron wrote: »
    I was told when I opened the 3% one that I could only have one RS at a time

    https://uk.virginmoney.com/savings/pdf/regular_saver_issue_15-key_product_info.pdf

    I’d have pointed them to their KPIs which they present to you each time
    Only one account can be opened per customer per issue.
  • EachPenny
    EachPenny Posts: 12,239 Forumite
    10,000 Posts Combo Breaker
    JezR wrote: »
    On opening my Virgin regular saver issue 15 today I was told that they had been instructed by the Commercial Department to inform people that they were considering restricting the number of regular savings issues that could be held simultaneously at some time in the future. Make of that what you will, although this was from the Branch Manager.
    I opened mine today, nothing was said about a future limit.

    But we could guess that the Clydesdale/Virgin merger may at some point in the future restrict the regular saver availability.

    It only becomes a problem when/if it happens though.
    "In the future, everyone will be rich for 15 minutes"
  • katsu
    katsu Posts: 5,018 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    MDMD wrote: »
    https://uk.virginmoney.com/savings/pdf/regular_saver_issue_15-key_product_info.pdf

    I’d have pointed them to their KPIs which they present to you each time
    Thanks so much, I had also been under the impression I could only have one RS with Virgin at a time. After seeing your post I have made an appointment to open an issue 15. :money:
    Debt at highest: £8k. Debt Free 31/12/2009. Original MFD May 2036, MF Dec 2018.
  • adindas
    adindas Posts: 6,856 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    katsu wrote: »
    Thanks so much, I had also been under the impression I could only have one RS with Virgin at a time. After seeing your post I have made an appointment to open an issue 15. :money:

    Some people (If not majority) active on this thread hold every single issue of VM RSA.
  • Nasqueron
    Nasqueron Posts: 10,701 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    adindas wrote: »
    Do you currently hold other RSAs with Virgin Money from previous issues??
    If so why did they let you open it to day ??


    This was my first saver with Virgin, the paperwork was at home but my impression was that it was one per person at any one time

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

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