Regular Saver Thread **New and Restarted**

Steve_xx

Speculator wrote: »

Has anyone received their Chorley cheques & passbooks yet?

You're keen. These accounts were to start today.

RG2015

mhoc wrote: »

Yes everything as normal on my Noodle report

Experian, Equifax and TransUnion (Callcredit) all report the same accounts for me but I have heard that they don't always show the same data.

Is your 30 year old bank account also appearing on Experian and Equifax as well as Noddle/TransUnion?

darfoc

Ecology BS have increased their RS rate from 1.5% to 1.75%. I think from yesterday 30th Oct.

badger09

glider3560 wrote: »

Does anyone know when Leeds Building Society make the bank transfers for matured regular savers?

My Issue 9 matured yesterday and maturity instructions were logged (and confirmed by letter). Should I expect the bank transfer to land in my current account today?

My issue 8 matured 1/10 and funds were in my nominated current account late afternoon 2/10

badger09

mhoc wrote: »

I made another attempt yesterday to start saving with the Scottish Building Society and I really don't think its worth the effort.

I opened an online saver which was straight forward - thinking that once I had that up and running I would be eligible for a regular saver.

This morning though an email from them - they cant verify my bank details - no explanation as to why as its our main bank account that we have had for 30 odd years. Perhaps that's the issue - that its in both sets of initials.
I wonder if they will accept an email attachment of a bank statement.
I've no idea what a cancelled cheque is and the only pay in slip I get is a receipt for the odd times I pay in at a branch, maybe half a dozen times a year.

"Further to your request to open a new online saver account. Unfortunately we were unable to verify your bank details, could you please send a cancelled cheque, pay-in slip or an original bank statement for your nominated bank account to allow to us open your account".

This suggests you don't have a cheque book for your nominated account. A cancelled cheque would be one from this chequebook which you would leave blank, but write CANCELLED across it. Said chequebook would also contain several paying in slips pre-printed with your name and account details.

Either would 'verify your bank details'. I have retained 2 accounts with chequebooks, which are very rarely used but serve this purpose.

Speculator

Anyone received their Chorley cheques/new passbook yet? Need to go out to the shops but will wait for postman if people have received their cheques.

I know sometimes they send cheques out using 2nd class post.

Edit: Just received my wife's cheque and passbook. Still waiting for mine.

Ratewatcher

Was trying to decide today whether to open a new Leeds Regular Saver (Issue 21) at 2.3% or whether to put the £3000 straight into a 1 year fixed rate account - probably Zenith or Oaknorth at 2.02% drip feeding from Nottingham BS at 1.55% (can't believe how quickly that was closed) and the 1 year fixed rate works out at just over £3 better. I just wanted to highlight how useful the calculator was. i chose the no tax option as I believe there were issues before if you chose basic rate tax

buyhighselllow

I don't seem to be have any facility to withdraw funds now my Regular saver 9 has matured with Leeds BS, I obviously did not do something right when I set it up How irritating ?

badger09

buyhighselllow wrote: »

I don't seem to be have any facility to withdraw funds now my Regular saver 9 has matured with Leeds BS, I obviously did not do something right when I set it up How irritating ?

Did you get a letter before maturity?

I did before my issue 8 matured. On the right hand side of the letter was a box containing a web address extension like leedsbuildingsociety.co.uk/sep123

That led to a screen where I could give maturity instructions. I'm not sure if that only applies prior to maturity though.

Can you not simply withdraw to your linked current account?

buyhighselllow

badger09 wrote: »

Did you get a letter before maturity?

I did before my issue 8 matured. On the right hand side of the letter was a box containing a web address extension like leedsbuildingsociety.co.uk/sep123

That led to a screen where I could give maturity instructions. I'm not sure if that only applies prior to maturity though.

Can you not simply withdraw to your linked current account?

Yes I did get a letter but didn't realise I had to action on it TBF, just read it was maturing.
Its odd, on my wifes account I've sent a secure message requesting a cheque and closure, but have no facility to send a secure message on my account ?

EDIT Phoned em and closed it