📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Top Bank Accounts Discussion Area

19091939596198

Comments

  • Steve_xx
    Steve_xx Posts: 6,979 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    zoebel wrote: »
    Do you think I could get away with 3 TSB bank accounts in my household:

    1 for me
    1 for my wife and
    1 joint?

    Thanks
    I reckon so.
  • badger09
    badger09 Posts: 11,623 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    zoebel wrote: »
    Do you think I could get away with 3 TSB bank accounts in my household:

    1 for me
    1 for my wife and
    1 joint?

    Thanks

    That's not 'getting away' with anything, that's complying with the T&C, which I assume you've read ;)

    http://www.tsb.co.uk/current-accounts/classic-plus-account/classic-plus-account-terms-and-conditions.pdf
  • polymaff
    polymaff Posts: 3,954 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Last day for 4% on pre-14th April 2014 Yorkshire Current Account Direct.

    2% from tomorrow. :(
  • Archi_Bald
    Archi_Bald Posts: 9,681 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    polymaff wrote: »
    Last day for 4% on pre-14th April 2014 Yorkshire Current Account Direct.

    2% from tomorrow. :(

    Gonna wear a black armband tomorrow.
  • polymaff
    polymaff Posts: 3,954 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Archi_Bald wrote: »
    Gonna wear a black armband tomorrow.

    Gonna need longer arms the way things are going :)
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I can't grumble too much. :D


    This will now become my 'spending money' account, so will still serve a purpose. Then again, I might pull the lot and throw it at my S&S ISA!
  • Mjkpio
    Mjkpio Posts: 54 Forumite
    Hi all,

    After being with Nationwide's varies accounts since I was 14 (over 13 years ago!) I finally switched to Halifax and took advantage of their £125 switching bonus :) Thank you very much!

    My question is: The transfer finished about 1-2 weeks ago. How long should I wait until I switch again? Are there any T&Cs that might mean me losing the Halifax £125 etc?

    My end goal was to end up with a First Direct account and stick with it, but I would wait until they increased their bonus back to £125... which they've done sooner than I anticipated! Any reason I should start a switch to them now and keep my time at Halifax to a minimum?!

    Thanks
    Mj
    Save/Pay for wedding & honeymoon by Aug 18 = COMPLETED!
    Debt free by Dec 2018 = TBD
    Savings Target by July 2019 = £20,000

    2016 Goal = Buy a house with 10% deposit : COMPLETED!
    2017/18 Goals = Pay off Student Loan (COMPLETED!) & Car Loan
  • Steve_xx
    Steve_xx Posts: 6,979 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Mjkpio wrote: »
    Hi all,

    My question is: The transfer finished about 1-2 weeks ago. How long should I wait until I switch again? Are there any T&Cs that might mean me losing the Halifax £125 etc?

    Mj

    There's no reason to wait, except to make sure that you have the Halifax £125 in your account before you do so.
  • Mjkpio
    Mjkpio Posts: 54 Forumite
    edited 1 April 2015 at 5:43PM
    Excellent, thanks.

    I appreciate it may affect my credit score, but hopefully not too much, and not for too long!

    Another £125 here I come :)
    Save/Pay for wedding & honeymoon by Aug 18 = COMPLETED!
    Debt free by Dec 2018 = TBD
    Savings Target by July 2019 = £20,000

    2016 Goal = Buy a house with 10% deposit : COMPLETED!
    2017/18 Goals = Pay off Student Loan (COMPLETED!) & Car Loan
  • badger09
    badger09 Posts: 11,623 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Mjkpio wrote: »
    Hi all,

    After being with Nationwide's varies accounts since I was 14 (over 13 years ago!) I finally switched to Halifax and took advantage of their £125 switching bonus :) Thank you very much!

    My question is: The transfer finished about 1-2 weeks ago. How long should I wait until I switch again? Are there any T&Cs that might mean me losing the Halifax £125 etc?

    My end goal was to end up with a First Direct account and stick with it, but I would wait until they increased their bonus back to £125... which they've done sooner than I anticipated! Any reason I should start a switch to them now and keep my time at Halifax to a minimum?!

    Thanks
    Mj

    Steve_xx is correct, but have you got the Halifax Rewards account? £5 free money every month (check the T&C!).

    If you haven't, can you upgrade to it? If you already have the Rewards account, why not open another account with Halifax, and use that one to switch to FD, or wherever?
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.6K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.