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Travelling On

edited 30 November -1 at 1:00AM in Mortgage-Free Wannabe
4.7K replies 239.7K views
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Replies

  • edited 16 January 2018 at 4:37PM
    KarmacatKarmacat Forumite
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    Part of the Furniture 10,000 Posts
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    edited 16 January 2018 at 4:37PM
    Just done Martin's first step in home insurance renewal: got a personalised quote from Churchill for £160, their premium cover. My renewal from Admiral, due in a few days, was £246. Guess which one I'm taking up :)



    ETA - thank the stars, for the first time ever I found an instant SB survey, its taken me over my goal, and so I've reached my 14 day goal, which has a fair effect bonus wise. Woo hoo :) now to scale it back, pronto.
    Downsized and paid off mortgage 2010
    Retired August 2016
    Paid off French mortgage September 2018
    New kitchen fully installed June 2019
  • pinkypigpinkypig Forumite
    1.6K posts
    Seventh Anniversary 1,000 Posts
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    Karmacat wrote: »
    Just done Martin's first step in home insurance renewal: got a personalised quote from Churchill for £160, their premium cover. My renewal from Admiral, due in a few days, was £246. Guess which one I'm taking up :)



    ETA - thank the stars, for the first time ever I found an instant SB survey, its taken me over my goal, and so I've reached my 14 day goal, which has a fair effect bonus wise. Woo hoo :) now to scale it back, pronto.


    What a great saving - more than pays for your fab new coat :) xx
    MFW 2018 #157 Target £15,000:eek:

    £23,095.71/£15,000:j :j :j
  • themadvixthemadvix Forumite
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    Great savings on the home insurance - mine is due soon too and I dread it!

    Sun holiday faffing sounds fun, as does games evening :)
  • edited 17 January 2018 at 11:50AM
    KarmacatKarmacat Forumite
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    edited 17 January 2018 at 11:50AM
    Thanks PP and madvix :) My insurance was always really expensive because I had clients come to my house - when an insurance company *does* cover it, it adds a *lot* of money to the premium. I managed to get that taken off last year, so it's been yoyo-ing:
    2018: £246 (prospective)
    2017: £204
    2016: £264.

    They can whistle for it :j

    SB have made it easy not to focus on them any more, they put my daily goal up to 60, ha.

    I did manage to chop back yet more brambles yesterday, they're really getting leafy now, so I'm just in time :o and I was actually looking on Amazon for perennial veg to plant :beer: not much there yet.

    Paid credit cards.

    Checked French rent money has arrived, it has, but I'll still need to put money in next month. In the UK tax year 2016-17, I sent £6000 that way
    :eek:

    So todo today:
    - finish "Dividends and Tax" for HMRC.
    - pay for new insurance.
    - couple of birthday cards to be sent.
    - couple of keepie-uppie phone calls to be made.
    Downsized and paid off mortgage 2010
    Retired August 2016
    Paid off French mortgage September 2018
    New kitchen fully installed June 2019
  • KarmacatKarmacat Forumite
    34.2K posts
    Part of the Furniture 10,000 Posts
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    Insurance is done (starts tomorrow! Oops). Tried to go direct, but they charged me £50 more, no record of previous quote, so started again with Martin's page, then moneysupermarket, and bingo, £160. Should get Nectar points too, on my cc :)

    YouGov survey done.

    16 SB earned - the apps have shut down completely, for some reason. My phoneline is unhappy :) I do think that next renewal I need to go cable, I think it's arrived now.

    All good, and even the washing machine's been on - don't hold out much hope for line drying today, but it all helps :rotfl:
    Downsized and paid off mortgage 2010
    Retired August 2016
    Paid off French mortgage September 2018
    New kitchen fully installed June 2019
  • KarmacatKarmacat Forumite
    34.2K posts
    Part of the Furniture 10,000 Posts
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    Fail
    - couple of keepie-uppie phone calls to be made. Nope. After spending so long on the phone struggling with various idiotic company policies, I just couldn't speak properly!

    Achievements today (some from above too :o):

    - paid credit cards.

    - checked French rent money has arrived, it has, but I'll still need to put money in next month. In the UK tax year 2016-17, I sent £6000 that way
    :eek:

    - finished "Dividends and Tax" for HMRC, ready to input. Agony!

    - paid for new insurance.

    - couple of birthday cards sent.

    - went a walk :j

    - accidentally reached the SB goal, which had been increased by a third, to 60 points, they're giving away lots of mini bonuses.

    - towels practically dry after being on the line :j

    - dishwasher's on.

    Life is good :cool:
    Downsized and paid off mortgage 2010
    Retired August 2016
    Paid off French mortgage September 2018
    New kitchen fully installed June 2019
  • michelle09michelle09 Forumite
    854 posts
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    Looks like life is good. :)
  • pinkypigpinkypig Forumite
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    What a productive day :T. So glad that life is good xx
    MFW 2018 #157 Target £15,000:eek:

    £23,095.71/£15,000:j :j :j
  • wishingthemortgaheawaywishingthemortgaheaway Forumite
    2.5K posts
    1,000 Posts Second Anniversary
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    Towels on the line?? That's impressive, especially given the weather we're currently enduring.
    Outstanding mortgage: £23,181 (December 19)
    MFW 2020 Challenge Member #10 0/£2318
  • edinburgheredinburgher Forumite
    11.9K posts
    Part of the Furniture 10,000 Posts Name Dropper
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    Towels on the line?? That's impressive, especially given the weather we're currently enduring.

    I know! If I'd put towels on the line I think they'd be frozen solid :rotfl:
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